Warren County property record for 9581 Whispering Stream Ct, Centerville, OH 45458 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,213 sqft · built 2019 |
| Lot Size | 0.876 acres (38,145 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,500 (Jun 2019) |
| Tax Bill | $7,145 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-310-026-0 |
| Primary APN | 05-21-310-026-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,213 sqft Living Area |
| Gross Area | 3,413 sqft |
| 1st Floor Area | 220 sqft |
| 2nd Floor Area | 1,112 sqft |
| Basement Area | 769 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 38,145 sqft (0.876 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 315053 |
|---|---|
| Street Address | 9581 WHISPERING STREAM CT |
| City | CENTERVILLE |
| State | OH |
| Zip | 45458-2975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WNC6 LOT 489 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WNC6 |
| Legal Block | 53 |
| Legal Lot Number | 489 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
Source: Warren County records · APN 05-21-310-026-0
Assessment roll updated February 9, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9581 WHISPERING STREAM CT, DAYTON, OH 45458-2975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP |
| Jun 07, 2019 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2019 · Amount on Record |
| Deed Sale | Jun 07, 2019 · Amount on Record |
| Prior Sale | Feb 12, 2019 · Amount on Record |
| Deed Document Number | 201914926 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 9581 WHISPERING STREAM CT, DAYTON, OH 45458-2975 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026050 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-026050 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 07, 2019 |
| Property Address | 9581 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2975 |
| Document Number | 0000014926 |
| Map Reference | MB 97 PG 23-25 |
| Instrument Date | Apr 02, 2019 |
| Instrument | 2019-014926 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | FIRSTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9581 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2975 |
| Document Number | 0000014927 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 2019-014927 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,145.00 (+15.33%) | $148,520 (+26.83%) Land $35,000 Building $113,520 | $424,350 (+26.83%) Land $100,000 Building $324,350 |
| 2023 | $6,195.00 (+7.8%) | $117,100 (+3.4%) Land $20,650 Building $96,450 | |
| 2022 | $5,747.00 | $113,246 Land $20,650 Building $92,596 | $334,570 (+3.4%) Land $59,000 Building $275,570 |
| 2021 | $323,560 Land $59,000 Building $264,560 |
Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650309021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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