Warren County property record for 9550 Whispering Stream Ct, Centerville, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,970 sqft · built 2018 |
| Lot Size | 0.309 acres (13,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $447,000 (Jan 2019) |
| Tax Bill | $9,773 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-315-008-0 |
| Primary APN | 05-21-315-008-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,970 sqft Living Area |
| Gross Area | 5,159 sqft |
| 1st Floor Area | 352 sqft |
| 2nd Floor Area | 1,743 sqft |
| Basement Area | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 13,443 sqft (0.309 acres) |
| Garage Type | Attached |
| Garage Area | 189 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 315061 |
|---|---|
| Street Address | 9550 WHISPERING STREAM CT |
| City | DAYTON |
| State | OH |
| Zip | 45458-2974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WNC6 LOT 497 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WNC6 |
| Legal Block | 61 |
| Legal Lot Number | 497 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
Source: Warren County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9550 WHISPERING STREAM CT, DAYTON, OH 45458-2974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 15, 2020 | Deed of Trust, Mortgage · VA Mortgage ROUNDPOINT MTG SVCNG |
| Jan 25, 2019 | Limited Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 20192180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 9550 WHISPERING STREAM CT, DAYTON, OH 45458-2974 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000029589 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-029589 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 9550 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974 |
| Document Number | 0000021650 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9550 WHISPERING STREAM CT CENTERVILLE OH 454582974, CENTERVILLE, OH 45458-2974 |
| Document Number | 0000021650 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 21650 |
| Name | ROUNDPOINT MTG SVCNG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 25, 2019 |
| Property Address | 9550 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974 |
| Document Number | 0000002180 |
| Map Reference | MB 97 PG 23-25 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 2019-002180 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9550 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974 |
| Document Number | 0000002181 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 2019-002181 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,773.00 (+12.94%) | $209,180 (+24.01%) Land $35,000 Building $174,180 | $597,670 (+24.01%) Land $100,000 Building $497,670 |
| 2023 | $8,653.00 (+3.57%) Homeowner's exemption | $168,679 (-) Land $20,650 Building $148,029 | |
| 2022 | $8,355.00 Homeowner's exemption | $168,679 Land $20,650 Building $148,029 | $481,940 (-) Land $59,000 Building $422,940 |
| 2021 | $481,940 Land $59,000 Building $422,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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