9518 Whispering Stream Ct, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 9518 Whispering Stream Ct, Centerville, OH 45458

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,781 sqft · built 2019
Lot Size0.236 acres (10,289 sqft)
OwnerIndividual Name on Record
Last Sale$320,055 (Dec 2019)
Tax Bill$6,819 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-21-375-003-0

Property Details

APN / Parcel Number

Primary APN05-21-375-003-0
Alternative APNs
  • 0521375003
  • 521375003
  • 0315100
  • 315100

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,781 sqft Living Area
Gross Area3,121 sqft
1st Floor Area100 sqft
2nd Floor Area1,004 sqft
Basement Area673 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeFrame
Lot Area10,289 sqft (0.236 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number315100
Street Address9518 WHISPERING STREAM CT
CityCENTERVILLE
StateOH
Zip45458-2974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIL.WN.CRK/BLVD.WNC7 LOT 556
Legal SubdivisionVIL.WN.CRK/BLVD.WNC7
Legal Block1
Legal Lot Number556
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1000
Census Tract30902

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9518 WHISPERING STREAM CT, DAYTON, OH 45458-2974
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleSep 17, 2019 · Amount on Record
Deed Document Number201939305
Record UpdatedJun 8, 2026

December 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWARREN OH
Recording DateDec 20, 2019
Property Address9518 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974
Document Number0000039305
Map ReferenceMB 98 PG 96-98
Instrument DateOct 17, 2019
Instrument2019-039305
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9518 WHISPERING STREAM COURT, CENTERVILLE, OH 45458-2974

Mortgage

Document Number0000039306
DateDec 20, 2019
Instrument2019-039306
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictWayne Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,819.00 (+15.58%)$147,930 (+26.82%) Land $35,000 Building $112,930$422,660 (+26.82%) Land $100,000 Building $322,660
2023$5,900.00 (+2.11%) Homeowner's exemption$116,648 (-) Land $20,650 Building $95,998
2022$5,778.00 Homeowner's exemption$116,648 Land $20,650 Building $95,998$333,280 (-) Land $59,000 Building $274,280
2021$333,280 Land $59,000 Building $274,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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