9569 Whispering Stream Ct, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 9569 Whispering Stream Ct, Centerville, OH 45458

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,799 sqft · built 2019
Lot Size0.301 acres (13,094 sqft)
Owner2 Individual Names on Record
Last Sale$414,200 (Jun 2019)
Tax Bill$8,798 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-21-310-023-0

Property Details

APN / Parcel Number

Primary APN05-21-310-023-0
Alternative APNs
  • 0521310023
  • 521310023
  • 0315050
  • 315050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,799 sqft Living Area
Gross Area4,259 sqft
1st Floor Area2,268 sqft
Basement Area1,531 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick/Stone
Construction TypeBrick
Foundation TypeConcrete
Lot Area13,094 sqft (0.301 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number315050
Street Address9569 WHISPERING STREAM CT
CityDAYTON
StateOH
Zip45458-2975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIL.WN.CRK/BLVD.WNC6 LOT 486
Legal SubdivisionVIL.WN.CRK/BLVD.WNC6
Legal Block50
Legal Lot Number486
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1000
Census Tract30902

Owner

Source: Warren County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9569 WHISPERING STREAM CT, DAYTON, OH 45458-2975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Jun 11, 2019Limited Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2019 · Amount on Record
Deed SaleJun 11, 2019 · Amount on Record
Prior SaleMar 5, 2019 · Amount on Record
Deed Document Number201915184
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9569 WHISPERING STREAM CT, DAYTON, OH 45458-2975
Transaction TypeMortgage
Record UpdatedJul 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002507
DateJan 19, 2022
Instrument2022-002507
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

June 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWARREN OH
Recording DateJun 11, 2019
Property Address9569 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2975
Document Number0000015184
Map ReferenceMB 97 PG 23-25
Instrument DateMay 30, 2019
Instrument2019-015184
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9569 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2975

Mortgage

Document Number0000015185
DateJun 11, 2019
Instrument2019-015185
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictWayne Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,798.00 (+13.64%)$187,970 (+24.79%) Land $35,000 Building $152,970$537,070 (+24.79%) Land $100,000 Building $437,070
2023$7,742.00 (+3.77%) Homeowner's exemption$150,630 (-) Land $20,650 Building $129,980
2022$7,461.00 Homeowner's exemption$150,630 Land $20,650 Building $129,980$430,370 (-) Land $59,000 Building $371,370
2021$430,370 Land $59,000 Building $371,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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