9526 Whispering Stream Ct, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 9526 Whispering Stream Ct, Centerville, OH 45458

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,817 sqft · built 2019
Lot Size0.241 acres (10,502 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jul 2022)
Tax Bill$7,215 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-21-375-001-0

Property Details

APN / Parcel Number

Primary APN05-21-375-001-0
Alternative APNs
  • 0521375001
  • 521375001
  • 0315098
  • 315098

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,817 sqft Living Area
Gross Area3,121 sqft
1st Floor Area136 sqft
2nd Floor Area1,004 sqft
Basement Area673 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeFrame
Lot Area10,502 sqft (0.241 acres)
Garage TypeAttached
Garage Area304 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number315098
Street Address9526 WHISPERING STREAM CT
CityCENTERVILLE
StateOH
Zip45458-2974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIL.WN.CRK/BLVD.WNC7 LOT 554
Legal SubdivisionVIL.WN.CRK/BLVD.WNC7
Legal Block98
Legal Lot Number554
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1000
Census Tract30902

Owner

Source: Warren County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9526 WHISPERING STREAM CT, DAYTON, OH 45458-2974
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Jul 14, 2022Correction Deed
Feb 23, 2022Intrafamily Transfer, Transfer
Jun 2, 2021Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Sep 12, 2019Limited Warranty Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2022 · Amount on Record
Deed SaleJul 14, 2022 · Amount on Record
Prior SaleJun 2, 2021 · Amount on Record
Deed Document Number202223061
Prior Transfer DateJun 22, 2022
Prior Transfer Doc0000023024
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJul 14, 2022
Property Address9526 WHISPERING STREAM CT, DAYTON, OH 45458-2974
Document Number0000023061
Map ReferenceMB 98 PG 96-98
Instrument DateJul 13, 2022
Instrument2022-023061
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9526 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974

Mortgage

Document Number0000023062
DateJul 14, 2022
Instrument2022-023062
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

July 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionWARREN OH
Recording DateJul 14, 2022
Property Address9526 WHISPERING STREAM CT, DAYTON, OH 45458-2974
Document Number0000023024
Map ReferenceMB 98 PG 96-98
Instrument DateJun 22, 2022
Instrument2022-023024
Record UpdatedJul 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9526 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWARREN OH
Recording DateFeb 23, 2022
Property Address9526 WHISPERING STREAM CT, DAYTON, OH 45458-2974
Document Number0000006522
Map ReferenceMB 98 PG 96-98
Instrument DateFeb 23, 2022
Instrument2022-006522
Transaction TypeTransfer
Record UpdatedJul 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9526 WHISPERING STREAM CT, DAYTON, OH 45458-2974

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJun 2, 2021
Property Address9526 WHISPERING STREAM CT, DAYTON, OH 45458-2974
Document Number0000025422
Map ReferenceMB 98 PG 96-98
Instrument DateMay 28, 2021
Instrument2021-025422
Transaction TypeTransfer
Record UpdatedJul 3, 2023
Title CompanyHOME SERVICES TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9526 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974

Mortgage

Document Number0000025423
DateJun 2, 2021
Instrument2021-025423
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

September 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWARREN OH
Recording DateSep 12, 2019
Property Address9526 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974
Document Number0000026350
Map ReferenceMB 98 PG 96-98
Instrument DateAug 12, 2019
Instrument2019-026350
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9526 WHISPERING STREAM COURT, DAYTON, OH 45458-2974

Mortgage

Document Number0000026351
DateSep 12, 2019
Instrument2019-026351
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictWayne Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,215.00 (+15.11%)$156,540 (+26.3%) Land $35,000 Building $121,540$447,250 (+26.3%) Land $100,000 Building $347,250
2023$6,268.00 (+2.1%) Homeowner's exemption$123,939 (-) Land $20,650 Building $103,289
2022$6,139.00 Homeowner's exemption$123,939 Land $20,650 Building $103,289$354,110 (-) Land $59,000 Building $295,110
2021$354,110 Land $59,000 Building $295,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Point Broadband Fiber Holding
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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