Warren County property record for 9537 Whispering Stream Ct, Centerville, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,728 sqft · built 2019 |
| Lot Size | 0.26 acres (11,317 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Sep 2022) |
| Tax Bill | $7,254 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-320-027-0 |
| Primary APN | 05-21-320-027-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,728 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 280 sqft |
| 2nd Floor Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 11,317 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 140 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 315093 |
|---|---|
| Street Address | 9537 WHISPERING STREAM CT |
| City | CENTERVILLE |
| State | OH |
| Zip | 45458-2976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WNC7 LOT 549 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WNC7 |
| Legal Block | 93 |
| Legal Lot Number | 549 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
Source: Warren County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9537 WHISPERING STREAM CT, DAYTON, OH 45458-2976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Sep 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Jun 27, 2019 | Deed of Trust, Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Deed Document Number | 202230153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jul 16, 2026 |
| Property Address | 9537 WHISPERING STREAM CT, DAYTON, OH 45458-2976 |
| Document Number | 0000019857 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202619857 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 9537 WHISPERING STREAM CT, DAYTON, OH 45458-2976 |
| Document Number | 0000019857, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202619857 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 23, 2022 |
| Property Address | 9537 WHISPERING STREAM CT, DAYTON, OH 45458-2976 |
| Document Number | 0000030153 |
| Map Reference | MB 98 PG 96-98 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022-030153 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9537 WHISPERING STREAM CT, DAYTON, OH 45458-2976 |
| Document Number | 0000030154 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022-030154 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 9537 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2976 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 9537 WHISPERING STREAM CT CENTERVILLE OH 45458, CENTERVILLE, OH 45458 |
| Document Number | 32604 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 32604 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,254.00 (+4.92%) | $157,400 (+26.16%) Land $35,000 Building $122,400 | $449,710 (+26.16%) Land $100,000 Building $349,710 |
| 2024 | $6,914.00 (+9.57%) | ||
| 2023 | $6,310.00 (+2.1%) Homeowner's exemption | $124,765 (-) Land $20,650 Building $104,115 | |
| 2022 | $6,180.00 Homeowner's exemption | $124,765 Land $20,650 Building $104,115 | $356,470 (-) Land $59,000 Building $297,470 |
| 2021 | $356,470 Land $59,000 Building $297,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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