9549 Whispering Stream Ct, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 9549 Whispering Stream Ct, Centerville, OH 45458

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,781 sqft · built 2019
Lot Size0.225 acres (9,818 sqft)
OwnerIndividual Name on Record
Last Sale$291,100 (Jun 2019)
Tax Bill$6,560 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-21-320-002-0

Property Details

APN / Parcel Number

Primary APN05-21-320-002-0
Alternative APNs
  • 0521320002
  • 521320002
  • 0315064
  • 315064

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,781 sqft Living Area
Gross Area3,121 sqft
1st Floor Area100 sqft
2nd Floor Area1,004 sqft
Basement Area673 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeFrame
Lot Area9,818 sqft (0.225 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number315064
Street Address9549 WHISPERING STREAM CT
CityCENTERVILLE
StateOH
Zip45458-2976
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIL.WN.CRK/BLVD.WNC6 LOT 500
Legal SubdivisionVIL.WN.CRK/BLVD.WNC6
Legal Block64
Legal Lot Number500
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1000
Census Tract30902

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9549 WHISPERING STREAM CT, DAYTON, OH 45458-2976
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Feb 26, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
May 18, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LN SERVICING
Jun 4, 2019Limited Warranty Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2019 · Amount on Record
Deed SaleJun 4, 2019 · Amount on Record
Prior SaleFeb 12, 2019 · Amount on Record
Deed Document Number201914443
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9549 WHISPERING STREAM CT, DAYTON, OH 45458-2976
Transaction TypeMortgage
Record UpdatedJul 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009106
DateFeb 26, 2021
Instrument2021-009106
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9549 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2976
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021009106
DateFeb 26, 2021
Instrument2021-009106
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9549 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2976
Document Number0000021482
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9549 WHISPERING STREAM CT CENTERVILLE OH 454582976, CENTERVILLE, OH 45458-2976

Mortgage

Document Number0000021482
DateJun 22, 2020
Instrument21482
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

June 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWARREN OH
Recording DateJun 4, 2019
Property Address9549 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2976
Document Number0000014443
Map ReferenceMB 97 PG 23-25
Instrument DateApr 11, 2019
Instrument2019-014443
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyNVR MORTGAGE FINANCE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9549 WHISPERING STREAM CT, DAYTON, OH 45458-2976

Mortgage

Document Number0000014444
DateJun 4, 2019
Instrument2019-014444
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictWayne Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,560.00 (+15.94%)$139,320 (+27.44%) Land $35,000 Building $104,320$398,070 (+27.44%) Land $100,000 Building $298,070
2023$5,658.00 (+4.49%) Homeowner's exemption$109,326 (-) Land $20,650 Building $88,676
2022$5,415.00 Homeowner's exemption$109,326 Land $20,650 Building $88,676$312,360 (-) Land $59,000 Building $253,360
2021$312,360 Land $59,000 Building $253,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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