9542 Whispering Stream Ct, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 9542 Whispering Stream Ct, Centerville, OH 45458

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 4,030 sqft · built 2019
Lot Size0.236 acres (10,289 sqft)
Owner2 Individual Names on Record
Last Sale$406,300 (Aug 2019)
Tax Bill$8,992 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-21-315-011-0

Property Details

APN / Parcel Number

Primary APN05-21-315-011-0
Alternative APNs
  • 0521315011
  • 521315011
  • 0315095
  • 315095

Interior

Bedrooms6 Beds
Full Baths5 Baths
Plumbing Fixtures19 Plumbing Fixtures
Stories2 Stories
Building Area4,030 sqft Living Area
Gross Area4,463 sqft
1st Floor Area247 sqft
2nd Floor Area1,380 sqft
Basement Area1,023 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Lot Area10,289 sqft (0.236 acres)
Garage TypeAttached
Garage Area433 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number315095
Street Address9542 WHISPERING STREAM CT
CityDAYTON
StateOH
Zip45458-2974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIL.WN.CRK/BLVD.WNC7 LOT 551
Legal SubdivisionVIL.WN.CRK/BLVD.WNC7
Legal Block95
Legal Lot Number551
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1000
Census Tract30902

Owner

Source: Warren County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9542 WHISPERING STREAM CT, DAYTON, OH 45458-2974
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleApr 30, 2019 · Amount on Record
Deed Document Number201923333
Record UpdatedOct 29, 2026

August 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWARREN OH
Recording DateAug 19, 2019
Property Address9542 WHISPERING STREAM CT, CENTERVILLE, OH 45458-2974
Document Number0000023333
Map ReferenceMB 98 PG 96-98
Instrument DateJun 27, 2019
Instrument2019-023333
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyTROY ABSTRACT & TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9542 WHISPERING STREAM COURT, DAYTON, OH 45458-2974

Mortgage

Document Number0000023334
DateAug 19, 2019
Instrument2019-023334
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictWayne Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,992.00 (+17.05%)$195,180 (+28.44%) Land $35,000 Building $160,180$557,660 (+28.44%) Land $100,000 Building $457,660
2023$7,682.00 (-0.39%)$151,960 (-) Land $20,650 Building $131,310
2022$7,712.00$151,960 Land $20,650 Building $131,310$434,170 (-) Land $59,000 Building $375,170
2021$434,170 Land $59,000 Building $375,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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