9475 Whispering Stream Ct, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 9475 Whispering Stream Ct, Centerville, OH 45458 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2019
Square Footage2,781 sqft Living Area
Lot Size21,083 sqft (0.484 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2026)
Tax Bill$6,546.00 (2024)

Owner

Source: Warren County records · APN 05-21-365-034-0

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9475 WHISPERING STREAM CT, DAYTON, OH 45458-3288
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 03, 2026Warranty Deed, Transfer · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC
May 28, 2024Transfer on Death Deed, Transfer
Dec 18, 2019Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2026 · Amount on Record
Deed SaleFeb 03, 2026 · Amount on Record
Prior SaleDec 18, 2019 · Amount on Record
Deed Doc Number20262723
Prior Transfer DateMay 22, 2024
Prior Transfer Doc0000011206
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9475 WHISPERING STREAM CT, DAYTON, OH 45458-3288
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015929
DateApr 06, 2021
Instrument2021-015929
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateFeb 03, 2026
Property Address9475 WHISPERING STREAM CT, DAYTON, OH 45458-3288
Document Number0000002723
Map ReferenceMB 98 PG 96-98
Instrument DateJan 15, 2026
Instrument2026-002723
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9475 WHISPERING STREAM CT, CENTERVILLE, OH 45458-3288

Mortgage

Document Number0000002724
DateFeb 03, 2026
Instrument2026-002724
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

May 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWARREN OH
Recording DateMay 28, 2024
Property Address9475 WHISPERING STREAM CT, DAYTON, OH 45458-3288
Document Number0000011206
Map ReferenceMB 98 PG 96-98
Instrument DateMay 22, 2024
Instrument2024-011206
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address9475 WHISPERING STREAM CT, CENTERVILLE, OH 45458-3288

December 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWARREN OH
Recording DateDec 18, 2019
Property Address9475 WHISPERING STREAM CT, CENTERVILLE, OH 45458-3288
Document Number0000039015
Map ReferenceMB 98 PG 96-98
Instrument DateOct 17, 2019
Instrument2019-039015
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address9475 WHISPERING STREAM COURT, CENTERVILLE, OH 45458-3288

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictWayne Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,860.00 (+4.8%)$145,400 (+26.96%) Land $35,000 Building $110,400$415,440 (+26.97%) Land $100,000 Building $315,440
2024$6,546.00 (+10.31%)
2023$5,934.00 (+2.1%)$114,520 (-) Land $20,650 Building $93,870
2022$5,812.00$114,520 Land $20,650 Building $93,870$327,200 (-) Land $59,000 Building $268,200
2021$327,200 Land $59,000 Building $268,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 15% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN05-21-365-034-0
Alternative APNs
  • 0521365034
  • 521365034
  • 0315113
  • 315113

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,781 sqft Living Area
Gross Area3,121 sqft Gross Area
1st Floor100 sqft 1st Floor
2nd Floor1,004 sqft 2nd Floor
Basement Area673 sqft Basement
Finished Basement673 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area21,083 sqft (0.484 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area340 sqft Garage
PorchOpen Porch
Porch Area84 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number315113
Street Address9475 WHISPERING STREAM CT
CityCENTERVILLE
StateOH
Zip45458-3288
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVIL.WN.CRK/BLVD.WNC7 LOT 569
Legal SubdivisionVIL.WN.CRK/BLVD.WNC7
Legal Block13
Legal Lot Number569
JurisdictionWARREN OH
Minor Civil DivisionCLEAR CREEK
Census Blockgroup1
Census Block1000
Census Tract30902

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