Warren County property record for 9495 Whispering Stream Ct, Centerville, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,263 sqft · built 2020 |
| Lot Size | 0.19 acres (8,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,333 (Feb 2020) |
| Tax Bill | $6,653 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-365-029-0 |
| Primary APN | 05-21-365-029-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,263 sqft Living Area |
| Gross Area | 3,463 sqft |
| 1st Floor Area | 240 sqft |
| 2nd Floor Area | 1,126 sqft |
| Basement Area | 771 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 8,272 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 102 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 315118 |
|---|---|
| Street Address | 9495 WHISPERING STREAM CT |
| City | CENTERVILLE |
| State | OH |
| Zip | 45458-3288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIL.WN.CRK/BLVD.WNC7 LOT 574 |
| Legal Subdivision | VIL.WN.CRK/BLVD.WNC7 |
| Legal Block | 18 |
| Legal Lot Number | 574 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
Source: Warren County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9495 WHISPERING STREAM CT, DAYTON, OH 45458-3288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 29, 2020 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Feb 11, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on Record |
| Deed Sale | Feb 11, 2020 · Amount on Record |
| Deed Document Number | 20204683 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 9495 WHISPERING STREAM CT, DAYTON, OH 45458-3288 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000012650 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-012650 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 29, 2020 |
| Property Address | 9495 WHISPERING STREAM CT, CENTERVILLE, OH 45458-3288 |
| Document Number | 0000018013 |
| Map Reference | MB 98 PG 96-98 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020-018013 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9495 WHISPERING STREAM CT, CENTERVILLE, OH 45458-3288 |
| Document Number | 0000018014 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-018014 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Feb 11, 2020 |
| Property Address | 9495 WHISPERING STREAM CT, CENTERVILLE, OH 45458-3288 |
| Document Number | 0000004683 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 4683 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 884 PLEASANT VALLEY DR SPRINGBORO OH 450661159, SPRINGBORO, OH 45066-1159 |
| Investor | Possibly a Property Investor |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,653.00 (+15.78%) | $144,320 (+27.07%) Land $35,000 Building $109,320 | $412,350 (+27.07%) Land $100,000 Building $312,350 |
| 2023 | $5,746.00 (+2.13%) Homeowner's exemption | $113,579 (-) Land $20,650 Building $92,929 | |
| 2022 | $5,626.00 Homeowner's exemption | $113,579 Land $20,650 Building $92,929 | $324,510 (-) Land $59,000 Building $265,510 |
| 2021 | $324,510 Land $59,000 Building $265,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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