9470 Whispering Stream Ct, Centerville (Dayton), OH 45458 Property Records

Warren County property record for 9470 Whispering Stream Ct, Centerville, OH 45458

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,800 sqft · built 2019
Lot Size0.416 acres (18,117 sqft)
OwnerIndividual Name on Record
Last Sale$260,200 (Jan 2020)
Tax Bill$5,378 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-21-375-015-0

Property Details

APN / Parcel Number

Primary APN05-21-375-015-0
Alternative APNs
  • 0521375015
  • 521375015
  • 0315112
  • 315112

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area1,960 sqft
1st Floor Area400 sqft
2nd Floor Area700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeFrame
Lot Area18,117 sqft (0.416 acres)
Garage TypeAttached
Garage Area160 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number315112
Street Address9470 WHISPERING STREAM CT
CityCENTERVILLE
StateOH
Zip45458-3288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIL.WN.CRK/BLVD.WNC7 LOT 568
Legal SubdivisionVIL.WN.CRK/BLVD.WNC7
Legal Block12
Legal Lot Number568
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1000
Census Tract30902

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9470 WHISPERING STREAM CT, DAYTON, OH 45458-3288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Prior SaleOct 14, 2019 · Amount on Record
Deed Document Number20202727
Record UpdatedJun 8, 2026

January 2020: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWARREN OH
Recording DateJan 24, 2020
Property Address9470 WHISPERING STREAM CT, CENTERVILLE, OH 45458-3288
Document Number0000002727
Map ReferenceMB 98 PG 96-98
Instrument DateOct 17, 2019
Instrument2020-002727
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyNVR MORTGAGE FINANCE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9470 WHISPERING STREAM CT, CENTERVILLE, OH 45458-3288

Mortgage

Document Number0000002728
DateJan 24, 2020
Instrument2020-002728
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictWayne Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,378.00 (+18.07%)$116,610 (+29.59%) Land $35,000 Building $81,610$333,180 (+29.6%) Land $100,000 Building $233,180
2023$4,555.00 (-0.24%)$89,982 (-) Land $20,650 Building $69,332
2022$4,566.00$89,982 Land $20,650 Building $69,332$257,090 (-) Land $59,000 Building $198,090
2021$257,090 Land $59,000 Building $198,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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