Dubuque County property record for 242 McCarthy Rd, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,183 sqft · built 2011 |
| Lot Size | 11.4 acres (500,504 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $361,000 (Apr 2006) |
| Tax Bill | $6,958 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-33-451-005 |
| Primary APN | 20-33-451-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,183 sqft Living Area |
| Basement Area | 3,183 sqft |
| Finished Basement | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 500,504 sqft (11.4 acres) |
| Garage Type | Attached |
| Garage Area | 533 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 560 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 671 sqft |
| Deck Area | 801 sqft |
| Patio Area | 801 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 242 MCCARTHY RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 1 RYAN ACRES; |
| Legal Subdivision | MCDEVITT PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3119 |
| Census Tract | 10300 |
Source: Dubuque County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13 STOFFEL RD, BERNARD, IA 52032-9502 |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAPE BANK |
| Aug 18, 2017 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2006 · Amount on Record |
| Deed Sale | Apr 18, 2006 · Amount on Record |
| Deed Document Number | 20065463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | May 14, 2026 |
| Property Address | 242 MCCARTHY RD, BERNARD, IA 52032-9508 |
| Document Number | 0000005082 |
| Instrument Date | May 12, 2026 |
| Instrument | 20265082 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 13 STOFFEL RD, BERNARD, IA 52032-9502 |
| Document Number | 0000005082, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20265082 |
| Name | CAPE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Aug 18, 2017 |
| Property Address | 242 MCCARTHY RD, BERNARD, IA 52032-9508 |
| Document Number | 0000010312 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 10312 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $994.32 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 895 MAIN ST DUBUQUE IA 520016852, DUBUQUE, IA 52001-6852 |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,958.00 | $707,031 (+12.19%) Land $12,531 Building $694,500 | $707,031 (+12.19%) Land $12,531 Building $694,500 |
| 2024 | $6,958.00 (+14.22%) | ||
| 2023 | $630,205 (+29.76%) Land $9,405 Building $620,800 | $630,205 (+29.76%) Land $9,405 Building $620,800 | |
| 2022 | $6,092.00 Additional exemption filed | $485,660 Land $7,580 Building $478,080 | |
| 2021 | $485,660 Land $7,580 Building $478,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
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