Dubuque County property record for 20 McCarthy Rd, Bernard, IA 52032 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 44,867 sqft (1.03 acres) |
| Garage | Mixed, 1,040 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,970.00 (2024) |
Source: Dubuque County records · APN 20-33-451-003
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 MCCARTHY RD, BERNARD, IA 52032-9537 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229,700 (+10.33%) Land $48,900 Building $180,800 | $229,700 (+10.33%) Land $48,900 Building $180,800 | |
| 2024 | $1,970.00 (+10.3%) | ||
| 2023 | $208,200 (+32.75%) Land $44,500 Building $163,700 | $208,200 (+32.75%) Land $44,500 Building $163,700 | |
| 2022 | $1,786.00 Homeowner's exemption | $156,840 Land $35,700 Building $121,140 | |
| 2021 | $156,840 Land $35,700 Building $121,140 |
Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20-33-451-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,152 sqft Living Area |
| Basement Area | 1,152 sqft Basement |
| Finished Basement | 325 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 44,867 sqft (1.03 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,040 sqft Garage |
| Deck Area | 320 sqft Deck |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 20 MCCARTHY RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9537 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 210' OF W 240' SW SE - SEC 33 T87N R1E; |
| Jurisdiction | DUBUQUE IA |
| Minor Civil Division | PRAIRIE CREEK |
| Census Blockgroup | 3 |
| Census Block | 3119 |
| Census Tract | 10300 |
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