Harford County property record for 859 Ripple Stream Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 6.15 acres (267,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jun 2017) |
| Tax Bill | $1,555 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-397012 |
| Primary APN | 03-397012 |
|---|---|
| Alternative APN |
|
| Lot Area | 267,894 sqft (6.15 acres) |
|---|
| Account Number | 397012 |
|---|---|
| Street Address | 859 RIPPLE STREAM CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-1201 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 5 6.15 AC 859 RIPPLE STREAM COURT WEST STREAM EST 206/14 |
| Legal Subdivision | WEST STREAM ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-397012
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 847 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2018 | Deed of Trust, Mortgage FIRST NAT'L BK/PA |
| Jun 26, 2017 | Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2017 · Amount on Record |
| Deed Sale | Jun 26, 2017 · Amount on Record |
| Deed Document Number | 201712404-0063 |
| Deed Book / Page | 12404 / 63 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 859 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Document Number | 0128160191 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 859 RIPPLE STREAM CT JOPPA MD 210851201, JOPPA, MD 21085-1201 |
| Document Number | 0128160191 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 012816/000191 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 4140 E STATE ST, HERMITAGE, PA 16148-3401 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 10, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 26, 2017 |
| Property Address | 859 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Document Number | 0124040063 |
| Book / Page | 012404 / 000063 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1906 SWIFT FOX CT FALLSTON MD 210471649, FALLSTON, MD 21047-1649 |
| Document Number | 124040068 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 012404/000068 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LANCASTER, PA 17604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2027 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,700 (-0.7%) Land $141,700 | $141,700 (-0.7%) Land $141,700 | |
| 2025 | $1,555.00 | ||
| 2023 | $142,700 Land $142,700 | $142,700 Land $142,700 | |
| 2022 | $1,555.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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