853 Ripple Stream Ct, Joppa, MD 21085 Property Records

Harford County property record for 853 Ripple Stream Ct, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,630 sqft · built 2013
Lot Size	5.89 acres (256,568 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (May 2010)
Tax Bill	$10,278 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-383628`

Property Details

APN / Parcel Number

Primary APN	`03-383628`
Alternative APN	`383628`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,630 sqft Total Area
Utility Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	256,568 sqft (5.89 acres)
Garage Type	Attached
Garage Area	1,081 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	486 sqft
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	383628
Street Address	853 RIPPLE STREAM CT
City	JOPPA
State	MD
Zip	21085-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 5.89 AC 853 RIPPLE STREAM COURT WEST STREAM EST P 121/10
Legal Subdivision	WEST STREAM ESTATE
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303400

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	853 RIPPLE STREAM CT, JOPPA, MD 21085-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2010 · Amount on Record
Deed Sale	May 19, 2010 · Amount on Record
Prior Sale	Jan 11, 2006
Deed Document Number	20101378
Deed Book / Page	8636 / 444
Transfer Doc	0042730723
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,030,367 (+3.26%)	$1,095,500 (+9.79%) Land $159,400 Building $936,100
2025	$10,278.00 (+10.18%) Homeowner's exemption	$997,800 (+9.75%) Land $159,400 Building $838,400	$997,800 (-) Land $159,400 Building $838,400
2023		$909,133	$997,800 Land $159,400 Building $838,400
2022	$9,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20