Harford County property record for 840 Ripple Stream Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1971 |
| Square Footage | 2,137 sqft Total Area |
| Lot Size | 26,250 sqft (0.603 acres) |
| Garage | Attached, 572 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $299,900 (2013) |
| Tax Bill | $4,375.00 (2025) |
| Primary APN | 03-042324 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,137 sqft Total Area |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 26,250 sqft (0.603 acres) |
| Depth X Width | 175 ft x 150 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 572 sqft Garage |
| Deck Area | 140 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 112 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 042324 |
|---|---|
| Street Address | 840 RIPPLE STREAM CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-1200 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 0.689 AC 840 RIPPLE STREAM COURT JOPPA |
| Legal Subdivision | JOPPA |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-042324
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 840 RIPPLE STREAM CT, JOPPA, MD 21085-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FCU |
| Apr 23, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2013 · Amount on Record |
| Deed Sale | Jan 29, 2013 · Amount on Record |
| Deed Book / Page | 10093 / 325 |
| Prior Transfer Date | May 16, 2011 |
| Prior Transfer Doc | 0100620284 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 840 RIPPLE STREAM CT, JOPPA, MD 21085-1200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0169660191 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 16966/191 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 840 RIPPLE STREAM CT, JOPPA, MD 21085-1200 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TILTE |
| Name | Verified Name |
|---|
| Document Number | 0146950335 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 14695/335 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 262 Months |
| Due | Feb 01, 2043 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,000 (+2.82%) | $449,400 (+8.47%) Land $96,600 Building $352,800 | |
| 2025 | $4,375.00 (+10.04%) | $414,300 (+9.71%) Land $96,600 Building $317,700 | $414,300 (-) Land $96,600 Building $317,700 |
| 2023 | $377,633 | $414,300 Land $96,600 Building $317,700 | |
| 2022 | $3,976.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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