845 Ripple Stream Ct, Joppa, MD 21085 Property Records

Harford County property record for 845 Ripple Stream Ct, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Year Built	Built 2011
Square Footage	3,090 sqft Total Area
Lot Size	134,165 sqft (3.08 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$490,000 (2011)
Tax Bill	$6,823.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-383644`
Alternative APN	`383644`

Interior

Full Baths	4 Baths
Partial Baths	2 Partial Baths
Building Area	3,090 sqft Total Area
Basement Area	650 sqft Basement
Finished Basement	650 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	134,165 sqft (3.08 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Shed	1 Shed
Shed Area	384 sqft Shed
Porch Area	288 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	383644
Street Address	845 RIPPLE STREAM CT
City	JOPPA
State	MD
Zip	21085-1201
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 3 3.08 AC 845 RIPPLE STREAM COURT WEST STREAM EST P 121/10
Legal Subdivision	WEST STREAM ESTATES SEC 02
Legal Lot Number	3
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	2
Census Block	2004
Census Tract	303400

Owner

Source: Harford County records · APN 03-383644

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	845 RIPPLE STREAM CT, JOPPA, MD 21085-1201
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2011 · Amount on Record
Deed Sale	Dec 29, 2011 · Amount on Record
Prior Sale	Aug 11, 2011 · Amount on Record
Deed Book / Page	9465 / 2981
Last Transfer Date	Oct 05, 2016
Transfer Doc	0120860063
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,667 (+3%)	$715,000 (+8.99%) Land $145,400 Building $569,600
2025	$6,823.00 (+10.17%) Homeowner's exemption	$656,000 (+9.82%) Land $145,400 Building $510,600	$656,000 (-) Land $145,400 Building $510,600
2023		$597,333	$656,000 Land $145,400 Building $510,600
2022	$6,193.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.