841 Ripple Stream Ct, Joppa, MD 21085 Property Records

Harford County property record for 841 Ripple Stream Ct, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2015
Square Footage	3,088 sqft Total Area
Lot Size	93,218 sqft (2.14 acres)
Garage	Attached, 936 sqft
Occupancy	Owner Occupied
Last Sale	$175,000 (2013)
Tax Bill	$6,687.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-383571`
Alternative APN	`383571`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,088 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	93,218 sqft (2.14 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	936 sqft Garage
Deck Area	1,596 sqft Deck
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	383571
Street Address	841 RIPPLE STREAM CT
City	JOPPA
State	MD
Zip	21085-1201
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 2.14 AC 841 RIPPLE STREAM COURT WEST STREAM EST P 121/9
Legal Subdivision	WEST STREAM ESTATES
Legal Lot Number	5
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	2
Census Block	2004
Census Tract	303400

Owner

Source: Harford County records · APN 03-383571

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	841 RIPPLE STREAM CT, JOPPA, MD 21085-1201
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2013 · Amount on Record
Deed Sale	Jul 23, 2013 · Amount on Record
Deed Book / Page	10397 / 432
Prior Transfer Date	Oct 06, 2005
Prior Transfer Doc	0065150662
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	841 RIPPLE STREAM CT, JOPPA, MD 21085-1201
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140920020
Date	Sep 08, 2020
Book Page	14092/20

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$680,400 (+2.75%)	$716,800 (+8.25%) Land $140,700 Building $576,100
2025	$6,687.00 (+10.49%) Homeowner's exemption	$662,200 (+12.76%) Land $140,700 Building $521,500	$662,200 (-) Land $140,700 Building $521,500
2023		$587,267	$662,200 Land $140,700 Building $521,500
2022	$6,052.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.