Harford County property record for 839 Ripple Stream Ct, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,334 sqft · built 1940 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,587 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-104346 |
| Primary APN | 03-104346 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,334 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 222,592 sqft (5.11 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 104346 |
|---|---|
| Street Address | 839 RIPPLE STREAM CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 1 5.11 AC 839 RIPPLE STREAM COURT LD GRIFFITHS P 121/8 |
| Legal Subdivision | GRIFFITHS JE |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303400 |
839 Ripple Stream Ct is owned and occupied by two individuals who acquired it in December 2002.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 839 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2002 |
| Deed Sale | Dec 10, 2002 |
| Prior Sale | Dec 10, 2002 |
| Deed Document Number | 20021248 |
| Deed Book / Page | 4273 / 717 |
| Transfer Doc | 0000001247 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 839 Ripple Stream Ct was $3,587 with a homeowner's exemption, up 27% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,587.00 (+27.02%) Homeowner's exemption | $323,633 | $334,500 Land $155,500 Building $179,000 |
| 2025 | $2,824.00 Homeowner's exemption | ||
| 2023 | $299,933 | $318,200 Land $155,500 Building $162,700 | |
| 2022 | $2,660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 839 Ripple Stream Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 839 Ripple Stream Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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