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843 Ripple Stream Ct, Joppa, MD 21085 Property Records

Harford County property record for 843 Ripple Stream Ct, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,160 sqft · built 2011
Lot Size2.9 acres (126,324 sqft)
Owner2 Individual Names on File
Last Sale$586,750 (Oct 2010)
Tax Bill$7,625 (2025)
Deeds & MortgagesApr 2020 Mortgage
Mar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-383652

Property Details

APN / Parcel Number

Primary APN03-383652
Alternative APN
  • 383652

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,160 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area126,324 sqft (2.9 acres)
Garage TypeBuilt-in
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area577 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number383652
Street Address843 RIPPLE STREAM CT
CityJOPPA
StateMD
Zip21085-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 2.90 AC 843 RIPPLE STREAM COURT WEST STREAM EST P 121/10
Legal SubdivisionWEST STREAM ESTATES SEC II
Legal Lot Number4
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2004
Census Tract303400

Owner

Source: Harford County records · APN 03-383652

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address843 RIPPLE STREAM CT, JOPPA, MD 21085-1201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 15, 2021Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 13, 2010 · Amount on Record
Deed SaleOct 13, 2010 · Amount on Record
Prior SaleMar 05, 2010 · Amount on Record
Deed Document Number2010422
Deed Book / Page8859 / 1
Prior Transfer DateOct 06, 2005
Prior Transfer Doc0065150702
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address843 RIPPLE STREAM CT, JOPPA, MD 21085-1201
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138070001
DateApr 22, 2020
Book Page13807/1
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address843 RIPPLE STREAM CT, JOPPA, MD 21085-1201
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARED TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145770239
DateMar 15, 2021
Book Page14577/239
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$753,667 (+3.11%)$799,200 (+9.34%) Land $144,500 Building $654,700
2025$7,625.00 (+10.17%) Homeowner's exemption$730,900 (+9.84%) Land $144,500 Building $586,400$730,900 (-) Land $144,500 Building $586,400
2023$665,433$730,900 Land $144,500 Building $586,400
2022$6,921.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253034002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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