Harford County property record for 855 Ripple Stream Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2011 |
| Square Footage | 4,703 sqft Total Area |
| Lot Size | 193,406 sqft (4.44 acres) |
| Garage | Built-in, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2010) |
| Tax Bill | $8,242.00 (2025) |
| Primary APN | 03-383598 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,703 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 193,406 sqft (4.44 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 528 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 288 sqft Shed |
| Porch Area | 565 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 383598 |
|---|---|
| Street Address | 855 RIPPLE STREAM CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-1201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 4.44 AC 855 RIPPLE STREAM COURT WEST STREAM EST P 121/9 |
| Legal Subdivision | WEST STREAM ESTATE |
| Legal Lot Number | 6 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-383598
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 855 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2010 · Amount on Record |
| Deed Sale | Apr 16, 2010 · Amount on Record |
| Prior Sale | Jan 11, 2006 |
| Deed Doc Number | 20101218 |
| Deed Book / Page | 8596 / 322 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 855 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 855 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Document Number | 0157910143 |
|---|---|
| Date | Jan 06, 2023 |
| Book Page | 15791/143 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | ABINGDON, MD 21009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 855 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0133570161 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 13357/0161 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 855 RIPPLE STREAM CT, JOPPA, MD 21085-1201 |
| Document Number | 0138170375 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 855 RIPPLE STREAM CT JOPPA MD 210851201, JOPPA, MD 21085-1201 |
| Document Number | 0138170375 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 013817/000375 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 27, 2040 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $817,167 (+13.36%) | $866,700 (+9.38%) Land $152,200 Building $714,500 | |
| 2025 | $8,242.00 (+10.19%) Homeowner's exemption | ||
| 2023 | $720,867 | $792,400 Land $152,200 Building $640,200 | |
| 2022 | $7,480.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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