8418 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8418 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,714 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$237,919 (Aug 2018)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-003-003.000`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-003-003.000`
Alternative APN	`306022`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	2,374 sqft
2nd Floor Area	340 sqft
Upper Floors Area	340 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	147 ft deep x 26.2 ft wide
Porch	Open Porch
Porch Area	589 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	306022
Street Address	8418 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233003003000
Legal Subdivision	RYAN RIDGE 9
Legal Block	A
Legal Lot Number	3
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8418 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Aug 22, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	0051410181
Deed Book / Page	5141 / 0181
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8418 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8418 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881

Mortgage

Document Number	0063750115
Date	Oct 27, 2025
Book Page	6375/115

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8418 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055110776
Date	Dec 31, 2020
Book Page	5511/776

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Aug 22, 2018
Property Address	8418 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Document Number	0051410181
Book / Page	5141 / 0181
Map Reference	MB56 PG41
Instrument Date	Aug 21, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8418 RYAN RD, MONTGOMERY, AL 36117-3800

Mortgage

Document Number	0005141183
Date	Aug 22, 2018
Instrument	5141/183

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$38,120 (+11.72%) Land $4,000 Building $34,120	$381,200 (+11.72%) Land $40,000 Building $341,200
2023	Disabled Person's exemption	$34,120 (+17.05%) Land $4,000 Building $30,120	$341,200 (+17.05%) Land $40,000 Building $301,200
2022	Disabled Person's exemption	$29,150 Land $4,000 Building $25,150	$291,500 Land $40,000 Building $251,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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