8425 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8425 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,714 sqft · built 2018
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$39,500 (Apr 2018)
Tax Bill$1,573 (2026)
Deeds & MortgagesApr 2020 Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN09-06-23-3-003-007.000

Property Details

APN / Parcel Number

Primary APN09-06-23-3-003-007.000
Alternative APN
  • 306026

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,714 sqft Living Area
1st Floor Area2,374 sqft
Upper Floors Area340 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions143 ft deep x 37.7 ft wide
Garage Area506 sqft
PorchSlab
Porch Area589 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number306026
Street Address8425 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233003007000
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 9
Legal BlockA
Legal Lot Number7
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8425 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2020Deed of Trust, Mortgage · VA Mortgage
GUILD MORTGAGE CO
Apr 30, 2018Warranty Deed, Construction Loan
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Deed Book / Page5095 / 803
Last Transfer DateJul 14, 2025
Transfer Doc0004773457
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8425 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Transaction TypeMortgage
Record UpdatedNov 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053700620
DateApr 20, 2020
Book Page5370/620
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateApr 30, 2018
Property Address8425 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number0050950803
Book / Page005095 / 000803
Instrument DateApr 27, 2018
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$39.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,573.00 (-0.51%)
2025$1,581.00 (+12.93%) Homeowner's exemption Senior Citizen's exemption$40,940 (+11.83%) Land $4,000 Building $36,940$409,400 (+11.83%) Land $40,000 Building $369,400
2023$1,400.00 Senior Citizen's exemption$36,610 Land $4,000 Building $32,610$366,100 Land $40,000 Building $326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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