8422 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8422 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,508 sqft · built 2018
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$256,620 (Oct 2018)
Tax Bill	$1,917 (2026)
Deeds & Mortgages	Mar 2022 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-003-004.000`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-003-004.000`
Alternative APN	`306023`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	2,016 sqft
Upper Floors Area	492 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	146 ft deep x 42.2 ft wide
Garage Area	506 sqft
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	306023
Street Address	8422 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233003004000
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 9
Legal Block	A
Legal Lot Number	4
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8422 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 5, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage STEARNS LENDING LLC
Jun 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Book / Page	5155 / 126
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8422 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881

Mortgage

Document Number	0057800230
Date	Mar 11, 2022
Book Page	5780/230

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8422 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881

Mortgage

Document Number	0059720195
Date	May 5, 2023
Book Page	5972/195

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2052

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Oct 1, 2018
Property Address	8422 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Document Number	0051550126
Book / Page	5155 / 0126
Map Reference	MB56 PG41
Instrument Date	Oct 1, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8422 RYAN RD, MONTGOMERY, AL 36117-3800

Mortgage

Document Number	0005155128
Date	Oct 1, 2018
Instrument	5155/128

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 14, 2018
Property Address	8422 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Document Number	0051140002
Book / Page	005114 / 000002
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$39.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,917.00 (-0.57%)
2025	$1,928.00 (+12.09%) Homeowner's exemption	$40,390 (+11.82%) Land $4,000 Building $36,390	$403,900 (+11.82%) Land $40,000 Building $363,900
2023	$1,720.00 (+57.37%) Homeowner's exemption	$36,120 (+17.2%) Land $4,000 Building $32,120	$361,200 (+17.2%) Land $40,000 Building $321,200
2022	$1,093.00 Homeowner's exemption	$30,820 Land $4,000 Building $26,820	$308,200 Land $40,000 Building $268,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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