8421 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8421 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,124 sqft · built 2018
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$238,374 (Jul 2018)
Tax Bill	$1,616 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-003-008.000`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-003-008.000`
Alternative APN	`306027`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,124 sqft Living Area
1st Floor Area	2,124 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	134 ft deep x 42 ft wide
Garage Area	506 sqft
Porch	Slab
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	306027
Street Address	8421 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233003008000
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 9
Legal Block	A
Legal Lot Number	8
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

8421 Ryan Ridge Loop is owned and occupied by two individuals who bought it in July 2018.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8421 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME HOME LOANS INC
Apr 30, 2018	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Apr 30, 2018 · Amount on File
Deed Book / Page	5124 / 941
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8421 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054970283
Date	Dec 4, 2020
Book Page	5497/283

Lender

Name	PRIME HOME LOANS INC
Type	Mortgage Company
Address	DULUTH, GA 30097

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

April 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Apr 30, 2018
Property Address	8421 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0050950746
Book / Page	005095 / 000746
Instrument Date	Apr 27, 2018
Transaction Type	Construction Loan
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$39.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 8421 Ryan Ridge Loop was $1,616 with a homeowner's exemption, down 0.5% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,616.00 (-0.49%)
2025	$1,624.00 Homeowner's exemption	$34,130 Land $4,000 Building $30,130	$341,300 Land $40,000 Building $301,300
2023	$1,453.00 Homeowner's exemption	$30,600 Land $4,000 Building $26,600	$306,000 Land $40,000 Building $266,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8421 Ryan Ridge Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8421 Ryan Ridge Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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