8409 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8409 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,714 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$288,900 (Jun 2021)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-003-011.000`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-003-011.000`
Alternative APN	`306031`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	2,374 sqft
2nd Floor Area	340 sqft
Upper Floors Area	340 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	506 sqft
Porch	Open Porch
Porch Area	589 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	306031
Street Address	8409 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233003011000
Legal Subdivision	RYAN RIDGE 9
Legal Block	A
Legal Lot Number	11
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jun 17, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 8, 2021	Foreclosure
Jul 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	0005617849
Deed Book / Page	5617 / 849
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882

Mortgage

Document Number	0063710893
Date	Oct 17, 2025
Book Page	6371/893

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882

Mortgage

Document Number	0061010216
Date	Mar 15, 2024
Book Page	6101/216

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882

Mortgage

Document Number	0060340231
Date	Sep 18, 2023
Book Page	6034/231

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 17, 2021
Property Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0056170849
Book / Page	5617 / 849
Map Reference	MB 56 PG 41
Instrument Date	Jun 8, 2021
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2224 LARVELT DR, PIKE ROAD, AL 36064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 BYRO RIDGE LOOP, MONTGOMERY, AL 36117
Investor	Possibly a Property Investor

Mortgage

Document Number	0005617850
Date	Jun 17, 2021
Instrument	5617/850

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 8, 2021
Property Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0055540383
Book / Page	5554 / 383
Map Reference	MB 56 PG 41
Instrument Date	Mar 4, 2021
Transaction Type	Foreclosure
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10826, GREENVILLE, SC 29603-0826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 LANCELOT DR, PIKE ROAD, AL 36064-3449

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 9, 2018
Property Address	8409 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0051230267
Book / Page	005123 / 000267
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$39.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+12.08%) Homeowner's exemption	$41,390 (+11.86%) Land $4,000 Building $37,390	$413,900 (+11.86%) Land $40,000 Building $373,900
2023	$1,763.00 (+57.41%) Homeowner's exemption	$37,000 (+17.24%) Land $4,000 Building $33,000	$370,000 (+17.24%) Land $40,000 Building $330,000
2022	$1,120.00 Homeowner's exemption	$31,560 Land $4,000 Building $27,560	$315,600 Land $40,000 Building $275,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Telapex.

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