8405 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8405 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,081 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$221,575 (Jul 2018)
Tax Bill	$1,502 (2026)
Deeds & Mortgages	Jul 2020 Loan Modification Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-003-012.000`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-003-012.000`
Alternative APN	`306032`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,081 sqft Living Area
1st Floor Area	2,081 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 52.6 ft wide
Garage Area	440 sqft
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	306032
Street Address	8405 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233003012000
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 9
Legal Block	A
Legal Lot Number	12
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8405 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Loan Modification, Mortgage · VA Mortgage SHELLPOINT MTG SVCNG
Jun 3, 2019	Deed of Trust, Mortgage · VA Mortgage LOANUNITEDCOM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Book / Page	5132 / 241
Record Updated	Oct 29, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY AL
Property Address	8405 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0054500094
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8405 RYAN RIDGE LOOP MONTGOMERY AL 361173882, MONTGOMERY, AL 36117-3882

Mortgage

Document Number	0054500094
Date	Sep 17, 2020
Book Page	005450/000094

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Interest

Rate	3.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8405 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0052430710
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8405 RYAN RIDGE LOOP MONTGOMERY AL 361173882, MONTGOMERY, AL 36117-3882

Mortgage

Document Number	0052430710
Date	Jun 11, 2019
Book Page	005243/000710

Lender

Name	LOANUNITEDCOM LLC
Address	1770 INDIAN TRAIL LILBURN RD, NORCROSS, GA 30093-2645

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,502.00 (-0.53%)
2025	$1,510.00 (+11.69%) Homeowner's exemption	$31,770 (+11.4%) Land $4,000 Building $27,770	$317,700 (+11.4%) Land $40,000 Building $277,700
2023	$1,352.00 Homeowner's exemption	$28,520 Land $4,000 Building $24,520	$285,200 Land $40,000 Building $245,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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