8417 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8417 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,158 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2022)
Tax Bill	$1,577 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-003-009.000`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-003-009.000`
Alternative APN	`306028`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,158 sqft Living Area
1st Floor Area	2,158 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	129 ft deep x 29.4 ft wide
Garage Area	506 sqft
Porch	Slab
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	306028
Street Address	8417 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233003009000
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 9
Legal Block	A
Legal Lot Number	9
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8417 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIME HM LNS
May 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	20224594393
Deed Book / Page	5889 / 168
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8417 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064320148
Date	Mar 5, 2026
Book Page	6432/148

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Oct 7, 2022
Property Address	8417 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0058890168
Book / Page	5889 / 168
Map Reference	MB 56 PG 41
Instrument Date	Oct 4, 2022
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3282 BARTEEWORK, SUWANEE, GA 30024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8417 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882

Mortgage

Document Number	0058890169
Date	Oct 7, 2022
Instrument	5889-0169

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Aug 16, 2018
Property Address	8417 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0051390626
Book / Page	005139 / 000626
Instrument Date	Aug 16, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8417 RYAN RIDGE LOOP MONTGOMERY AL 36117, MONTGOMERY, AL 36117

Mortgage

Document Number	51390628
Date	Aug 16, 2018
Book Page	005139/000628

Lender

Name	PRIME HM LNS
Type	Funding / Finance Company
Address	DULUTH, GA 30097

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2033

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 18, 2018
Property Address	8417 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3882
Document Number	0051030869
Book / Page	005103 / 000869
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$39.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,577.00 (-0.5%)
2025	$1,585.00 (+8.79%) Homeowner's exemption	$33,320 (+8.57%) Land $4,000 Building $29,320	$333,200 (+8.57%) Land $40,000 Building $293,200
2023	$1,457.00 Homeowner's exemption	$30,690 Land $4,000 Building $26,690	$306,900 Land $40,000 Building $266,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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