8408 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8408 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,771 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Jun 2021 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-003-002.000`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-003-002.000`
Alternative APN	`306021`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,771 sqft Living Area
1st Floor Area	2,279 sqft
Upper Floors Area	492 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	128 ft deep x 49.6 ft wide
Garage Area	506 sqft
Porch	Slab
Porch Area	513 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	306021
Street Address	8408 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233003002000
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 9
Legal Block	A
Legal Lot Number	2
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

8408 Ryan Ridge Loop is owned and occupied by two individuals who acquired it in May 2024.

Source: Montgomery County records, as of November 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8408 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Nov 7, 2022	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jul 31, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO
Apr 19, 2018	Warranty Deed, Transfer LARRY AVANT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024
Deed Sale	May 30, 2024
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	20244692470
Deed Book / Page	6133 / 752
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8408 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0056120001
Date	Jun 7, 2021
Book Page	5612/1

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8408 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8408 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Investor	Possibly a Property Investor

Mortgage

Document Number	0059000903
Date	Nov 7, 2022
Book Page	5900/903

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8408 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053850900
Date	May 22, 2020
Book Page	5385/900

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 31, 2018
Property Address	8408 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Document Number	0051330268
Book / Page	5133 / 0268
Map Reference	MB56 PG41
Instrument Date	Apr 26, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 S 8TH ST, 404, OPELIKA, AL 36801-4946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8408 RYAN RD, MONTGOMERY, AL 36117-3800
Investor	Possibly a Property Investor

Mortgage

Document Number	0005133270
Date	Jul 31, 2018
Instrument	5133/270

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Apr 19, 2018
Property Address	8408 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3881
Document Number	0050910206
Book / Page	005091 / 000206
Instrument Date	Apr 19, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$39.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
Investor	Possibly a Property Investor

Mortgage

Document Number	50910208
Date	Apr 19, 2018
Book Page	005091/000208

Lender

Name	LARRY AVANT

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$42,190 Land $4,000 Building $38,190	$421,900 Land $40,000 Building $381,900
2023	Disabled Person's exemption	$37,710 (+17.29%) Land $4,000 Building $33,710	$377,100 (+17.29%) Land $40,000 Building $337,100
2022	Senior Citizen's exemption	$32,150 Land $4,000 Building $28,150	$321,500 Land $40,000 Building $281,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8408 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8408 Ryan Ridge Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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