82 Gemstone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 82 Gemstone Dr, Belgrade, MT 59714

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 2,391 sqft · built 2013
Lot Size0.462 acres (20,168 sqft)
OwnerIndividual Name on Record
Tax Bill$4,581 (2023)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00RFF54483

Property Details

APN / Parcel Number

Primary APN00RFF54483
Alternative APNs
  • 06-0903-04-1-14-13-0000
  • R0637434

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,391 sqft Living Area
1st Floor Area2,035 sqft
Attic Area356 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplacePrefabricated

Exterior

Year BuiltBuilt 2013
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,168 sqft (0.462 acres)
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area430 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00RFF54483
Street Address82 GEMSTONE DR
CityBELGRADE
StateMT
Zip59714-9637
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionCOBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 7, LOT 3, ACRES 0.463, PLAT J-420
Legal Range04E
Legal Township01S
Legal Section04
Legal QuarterNE
Legal SubdivisionCOBBLESTONE SUB
Legal Block7
Legal Lot Number3
JurisdictionGALLATIN MT
Township / Civil DivisionBELGRADE
Census Block Group2
Census Block2049
Census Tract201

Owner

Source: Gallatin County records, as of February 19, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address82 GEMSTONE DR, BELGRADE, MT 59714-9637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2014
Deed SaleFeb 14, 2014
Deed Document Number2474575
Record UpdatedJun 7, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLATIN MT
Property Address82 GEMSTONE DR, BELGRADE, MT 59714-9637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2679263
DateApr 22, 2020
Instrument2679263
Lender
NameSTOCKMAN BANK
TypeBank
AddressMILES CITY, MT 59301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 31, 2022

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
Elementary School DistrictBelgrade Elementary School District (PK - 08)
Secondary School DistrictBelgrade High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,581.00$756,200$756,200 Land $150,402 Building $605,798

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBBLESTONE SUBDIVISION
private · serves 150 people · EPA ID MT0004572
Water SourcePurchased groundwater from LANDMARK SUBDIVISION
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Montana Opticom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
SkyNet Communications
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisp West.

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