114 Gemstone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 114 Gemstone Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,367 sqft · built 2007
Lot Size	0.463 acres (20,168 sqft)
Owner	2 Individual Names on File
Last Sale	$219,450 (Apr 2023)
Tax Bill	$3,268 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF54482`

Property Details

APN / Parcel Number

Primary APN	`00RFF54482`
Alternative APNs	`06-0903-04-1-14-11-0000` `R0637433`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,367 sqft Living Area
1st Floor Area	1,865 sqft
2nd Floor Area	1,089 sqft
Attic	Attic
Attic Area	413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,168 sqft (0.463 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	771 sqft
Deck Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54482
Street Address	114 GEMSTONE DR
City	BELGRADE
State	MT
Zip	59714-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 7, LOT 2, ACRES 0.463, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Subdivision	COBBLESTONE SUB
Legal Block	7
Legal Lot Number	2
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2049
Census Tract	201

Owner

114 Gemstone Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 GEMSTONE DR, BELGRADE, MT 59714-9638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 25, 2023	Warranty Deed, Transfer · Commercial Mortgage ROBERT J SCHULTZ ETAL
Apr 29, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 9, 2017	Warranty Deed, Transfer · VA Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Apr 29, 2020 · Amount on File
Deed Document Number	20232799730
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	114 GEMSTONE DR, BELGRADE, MT 59714-9638
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002736497
Date	Jun 4, 2021
Instrument	2736497

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Apr 25, 2023
Property Address	114 GEMSTONE DR, BELGRADE, MT 59714-9638
Document Number	0002799730
Map Reference	PL J-420
Instrument Date	Apr 25, 2023
Instrument	2799730
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 GEMSTONE DR, BELGRADE, MT 59714-9638

Mortgage

Document Number	0002799731
Date	Apr 25, 2023
Instrument	2799731

Lender

Name	ROBERT J SCHULTZ ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 25, 2028

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Apr 29, 2020
Property Address	114 GEMSTONE DR, BELGRADE, MT 59714-9638
Document Number	0002680042
Instrument Date	Apr 28, 2020
Instrument	2680042
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 GEMSTONE DR, BELGRADE, MT 59714-9638

Mortgage

Document Number	0002680043
Date	Apr 29, 2020
Instrument	2680043

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Feb 9, 2017
Property Address	114 GEMSTONE DR, BELGRADE, MT 59714-9638
Document Number	0002571575
Map Reference	PL J-420
Instrument Date	Feb 3, 2017
Instrument	2571575
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 GEMSTONE DR, BELGRADE, MT 59714-9638

Mortgage

Document Number	0002571576
Date	Feb 9, 2017
Instrument	2571576

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 114 Gemstone Dr was $3,268.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,268.00	$831,455	$831,455 Land $196,815 Building $634,640
2023	$5,106.00	$843,100	$843,100 Land $150,402 Building $692,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Gemstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Gemstone Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBBLESTONE SUBDIVISION private · serves 150 people · EPA ID MT0004572
Water Source	Purchased groundwater from LANDMARK SUBDIVISION
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisp West.

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