50 Gemstone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 50 Gemstone Dr, Belgrade, MT 59714

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,568 sqft · built 2006
Lot Size	0.463 acres (20,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2017)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF54484`

Property Details

APN / Parcel Number

Primary APN	`00RFF54484`
Alternative APNs	`06-0903-04-1-14-15-0000` `R0637435`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,516 sqft
2nd Floor Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,168 sqft (0.463 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	721 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54484
Street Address	50 GEMSTONE DR
City	BELGRADE
State	MT
Zip	59714-9637
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 7, LOT 4, ACRES 0.463, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Subdivision	COBBLESTONE SUB
Legal Block	7
Legal Lot Number	4
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2049
Census Tract	201

Owner

Source: Gallatin County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 GEMSTONE DR, BELGRADE, MT 59714-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Aug 18, 2017	Warranty Deed, Transfer · Conventional Mortgage BIG SKY WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	20172589853
Prior Transfer Date	Oct 31, 2014
Prior Transfer Doc	0002497276
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	May 22, 2026
Property Address	50 GEMSTONE DR, BELGRADE, MT 59714-9637
Document Number	0002877601
Instrument Date	May 14, 2026
Instrument	20262877601
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	50 GEMSTONE DR, BELGRADE, MT 59714-9637

Mortgage

Document Number	0002877601,
Date	May 22, 2026
Instrument	20262877601

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	50 GEMSTONE DR, BELGRADE, MT 59714-9637
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002681303
Date	May 12, 2020
Instrument	2681303

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2045

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Aug 18, 2017
Property Address	50 GEMSTONE DR, BELGRADE, MT 59714-9637
Document Number	0002589853
Map Reference	PL J-420
Instrument Date	Aug 18, 2017
Instrument	2589853
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50 GEMSTONE DR, BELGRADE, MT 59714-9637

Mortgage

Document Number	0002589854
Date	Aug 18, 2017
Instrument	2589854

Lender

Name	BIG SKY WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00 (-31.81%)	$761,900 (+1.67%)	$761,900 (+1.67%) Land $196,815 Building $565,085
2023	$4,539.00	$749,400	$749,400 Land $150,402 Building $598,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBBLESTONE SUBDIVISION private · serves 150 people · EPA ID MT0004572
Water Source	Purchased groundwater from LANDMARK SUBDIVISION
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisp West.

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