1. Home
  2. Montana
  3. Gallatin County
  4. Belgrade
  5. Gemstone Dr

145 Gemstone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 145 Gemstone Dr, Belgrade, MT 59714

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,549 sqft · built 2007
Lot Size0.461 acres (20,081 sqft)
Owner2 Individual Names on Record
Last Sale$262,500 (Sep 2017)
Tax Bill$4,742 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN00RFF54474

Property Details

APN / Parcel Number

Primary APN00RFF54474
Alternative APNs
  • 06-0903-04-1-13-13-0000
  • R0637425

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,549 sqft Living Area
1st Floor Area2,159 sqft
2nd Floor Area1,390 sqft
Basement Area2,089 sqft
Finished Basement2,089 sqft
Family RoomFamily Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,081 sqft (0.461 acres)
Garage Area880 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area446 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00RFF54474
Street Address145 GEMSTONE DR
CityBELGRADE
StateMT
Zip59714-9638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 6, LOT 3, ACRES 0.461, PLAT J-420
Legal Range04E
Legal Township01S
Legal Section04
Legal SubdivisionCOBBLESTONE SUB
Legal Block6
Legal Lot Number3
JurisdictionGALLATIN MT
Township / Civil DivisionBELGRADE
Census Block Group2
Census Block2043
Census Tract201

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address145 GEMSTONE DR, BELGRADE, MT 59714-9638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2017 · Amount on Record
Deed SaleSep 19, 2017 · Amount on Record
Prior SaleJun 20, 2014 · Amount on Record
Deed Document Number20172593219
Prior Transfer DateJul 26, 2013
Prior Transfer Doc0002457097
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALLATIN MT
Recording DateSep 19, 2017
Property Address145 GEMSTONE DR, BELGRADE, MT 59714-9638
Document Number0002593219
Map ReferencePL J-420
Instrument DateSep 19, 2017
Instrument2593219
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyMONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address145 GEMSTONE DR, BELGRADE, MT 59714-9638

Mortgage

Document Number0002593220
DateSep 19, 2017
Instrument2593220
Lender
NameSTOCKMAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
Elementary School DistrictBelgrade Elementary School District (PK - 08)
Secondary School DistrictBelgrade High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,742.00 (-28.96%)$1,114,811 (+1.13%)$1,114,811 (+1.13%) Land $196,501 Building $918,310
2023$6,675.00$1,102,300$1,102,300 Land $150,135 Building $952,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBBLESTONE SUBDIVISION
private · serves 150 people · EPA ID MT0004572
Water SourcePurchased groundwater from LANDMARK SUBDIVISION
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Montana Opticom
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
SkyNet Communications
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisp West.

Nearby Properties on Gemstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures