Gallatin County property record for 138 Gemstone Dr, Belgrade, MT 59714
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,260 sqft · built 2006 |
| Lot Size | 0.463 acres (20,168 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $197,500 (Apr 2011) |
| Tax Bill | $3,213 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF54481 |
| Primary APN | 00RFF54481 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 1,866 sqft |
| Attic | Attic |
| Attic Area | 394 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,168 sqft (0.463 acres) |
| Garage Area | 986 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 247 sqft |
| Deck Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RFF54481 |
|---|---|
| Street Address | 138 GEMSTONE DR |
| City | BELGRADE |
| State | MT |
| Zip | 59714-9638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 7, LOT 1, ACRES 0.463, PLAT J-420 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Subdivision | COBBLESTONE SUB |
| Legal Tract | 2 |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 201 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 GEMSTONE DR, BELGRADE, MT 59714-9638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2011 · Amount on Record |
| Deed Sale | Apr 29, 2011 · Amount on Record |
| Prior Sale | Mar 5, 2007 · Amount on Record |
| Deed Document Number | 20112387515 |
| Record Updated | Oct 29, 2026 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,213.00 (-31.4%) | $817,400 (+5.7%) | $817,400 (+5.7%) Land $196,815 Building $620,585 |
| 2023 | $4,684.00 | $773,300 | $773,300 Land $150,402 Building $622,898 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBBLESTONE SUBDIVISION private · serves 150 people · EPA ID MT0004572 |
|---|---|
| Water Source | Purchased groundwater from LANDMARK SUBDIVISION |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisp West.
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