35 Gemstone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 35 Gemstone Dr, Belgrade, MT 59714

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,702 sqft · built 2006
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual on Record
Tax Bill	$3,998 (2023)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00RFF54469`

Property Details

APN / Parcel Number

Primary APN	`00RFF54469`
Alternative APNs	`06-0903-04-1-13-03-0000` `R0637420`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	1,702 sqft
Basement Area	561 sqft
Finished Basement	561 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.458 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft
Deck Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54469
Street Address	35 GEMSTONE DR
City	BELGRADE
State	MT
Zip	59714-9637
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 6, LOT 8, ACRES 0.459, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Quarter	NE
Legal Subdivision	COBBLESTONE SUB
Legal Tract	2
Legal Block	6
Legal Lot Number	8
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2043
Census Tract	201

Owner

Source: Gallatin County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	35 GEMSTONE DR, BELGRADE, MT 59714-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018
Deed Sale	Dec 19, 2018
Prior Sale	Jan 19, 2012
Deed Document Number	2634316
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	35 GEMSTONE DR, BELGRADE, MT 59714-9637
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2680283
Date	May 1, 2020
Instrument	2680283

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Dec 19, 2018
Property Address	35 GEMSTONE DR, BELGRADE, MT 59714-9637
Document Number	2634316
Map Reference	PL J-420
Instrument Date	Dec 17, 2018
Instrument	2634316
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 GEMSTONE DR, BELGRADE, MT 59714-9637

Mortgage

Document Number	2634317
Date	Dec 19, 2018
Instrument	2634317

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,998.00	$659,900	$659,900 Land $149,867 Building $510,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBBLESTONE SUBDIVISION private · serves 150 people · EPA ID MT0004572
Water Source	Purchased groundwater from LANDMARK SUBDIVISION
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisp West.

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