79 Gemstone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 79 Gemstone Dr, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,070 sqft · built 2010
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Company Names on Record
Last Sale	$463,000 (Apr 2015)
Tax Bill	$6,705 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF54471`

Property Details

APN / Parcel Number

Primary APN	`00RFF54471`
Alternative APNs	`06-0903-04-1-13-07-0000` `R0637422`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	2,070 sqft
Basement Area	1,369 sqft
Finished Basement	1,369 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Garage Area	998 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	85 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54471
Street Address	79 GEMSTONE DR
City	BELGRADE
State	MT
Zip	59714-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 6, LOT 6, ACRES 0.459, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Subdivision	COBBLESTONE SUB
Legal Block	6
Legal Lot Number	6
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2043
Census Tract	201

Owner

Source: Gallatin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	79 GEMSTONE DR, BELGRADE, MT 59714-9637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF BOZEMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2015 · Amount on Record
Deed Sale	Apr 30, 2015 · Amount on Record
Prior Sale	May 30, 2008 · Amount on Record
Deed Document Number	20152510011
Last Transfer Date	Jul 14, 2026
Transfer Doc	0002887521
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	Aug 31, 2026
Property Address	79 GEMSTONE DR, BELGRADE, MT 59714-9637
Document Number	0002885278
Instrument Date	Aug 26, 2026
Instrument	20262885278
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002885278,
Date	Aug 31, 2026
Instrument	20262885278

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 1, 2026
Property Address	79 GEMSTONE DR, BELGRADE, MT 59714-9637
Document Number	0002887521
Instrument Date	Jul 14, 2026
Instrument	20262887521
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	79 GEMSTONE DR, BELGRADE, MT 59714-9637

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	79 GEMSTONE DR, BELGRADE, MT 59714-9637
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	AMERICAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 GEMSTONE DR, BELGRADE, MT 59714-9637

Mortgage

Document Number	0002791574
Date	Nov 28, 2022
Instrument	2791574

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	79 GEMSTONE DR, BELGRADE, MT 59714-9637
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2657572
Date	Sep 11, 2019
Instrument	2657572

Lender

Name	FIRST SECURITY BANK OF BOZEMAN
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,705.00 (+49.43%)	$763,100 (+3.02%)	$763,100 (+3.02%) Land $196,186 Building $566,914
2023	$4,487.00	$740,700	$740,700 Land $149,867 Building $590,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBBLESTONE SUBDIVISION private · serves 150 people · EPA ID MT0004572
Water Source	Purchased groundwater from LANDMARK SUBDIVISION
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisp West.

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