123 Gemstone Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 123 Gemstone Dr, Belgrade, MT 59714 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 2,110 sqft · built 2006
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on File
Last Sale	$781,300 (Dec 2021)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF54473`

Property Details

APN / Parcel Number

Primary APN	`00RFF54473`
Alternative APNs	`06-0903-04-1-13-11-0000` `R0637424`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	2,110 sqft
Basement Area	1,814 sqft
Finished Basement	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,081 sqft (0.461 acres)
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	415 sqft
Deck Area	1,008 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54473
Street Address	123 GEMSTONE DR
City	BELGRADE
State	MT
Zip	59714-9638
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 6, LOT 4, ACRES 0.461, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Subdivision	COBBLESTONE SUB
Legal Block	6
Legal Lot Number	4
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2043
Census Tract	201

Owner

Source: Gallatin County records · APN 00RFF54473

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 GEMSTONE DR, BELGRADE, MT 59714-9638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK
Jan 22, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 21, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 03, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Sep 03, 2020 · Amount on Record
Deed Document Number	20212762046
Prior Transfer Date	Aug 16, 2016
Prior Transfer Doc	2555217
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Dec 20, 2021
Property Address	123 GEMSTONE DR, BELGRADE, MT 59714-9638
Document Number	0002762046
Map Reference	PL J-420
Instrument Date	Dec 20, 2021
Instrument	2762046
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2013 NW POPLAR AVE, 2013, REDMOND, OR 97756-1279

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 GEMSTONE DR, BELGRADE, MT 59714-9638

Mortgage

Document Number	0002762047
Date	Dec 20, 2021
Instrument	2762047

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	123 GEMSTONE DR, BELGRADE, MT 59714-9638
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2571662
Date	Feb 10, 2017
Instrument	2571662

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	123 GEMSTONE DR, BELGRADE, MT 59714-9638
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2604085
Date	Jan 22, 2018
Instrument	2604085

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	123 GEMSTONE DR, BELGRADE, MT 59714-9638
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2648279
Date	Jun 21, 2019
Instrument	2648279

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 03, 2020
Property Address	123 GEMSTONE DR, BELGRADE, MT 59714-9638
Document Number	2698567
Map Reference	PL J-420
Instrument Date	Sep 03, 2020
Instrument	2698567
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 GEMSTONE DR, 123, BELGRADE, MT 59714-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3052, CODY, WY 82414-5902

Mortgage

Document Number	2698568
Date	Sep 03, 2020
Instrument	2698568

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Gallatin County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (-32.33%)	$808,500 (-0.17%)	$808,500 (-0.17%) Land $196,501 Building $611,999
2023	$4,906.00	$809,900	$809,900 Land $150,135 Building $659,765

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300310002012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Montana
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Montana Opticom	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
SkyNet Communications	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: BHT Investment Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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