7023 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7023 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	3,142 sqft · built 2020
Lot Size	0.42 acres (18,296 sqft)
Owner	2 Individual Names on File
Last Sale	$781,000 (Apr 2026)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072A-B-028.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-B-028.00-000`
Alternative APNs	`072A B 02800` `R0124657`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Building Area	3,142 sqft Living Area
1st Floor Area	1,927 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	18,296 sqft (0.42 acres)
Lot Dimensions	199 ft deep x 91.8 ft wide
Garage Type	Attached
Garage Area	803 sqft
Porch	Patio

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0124657
Street Address	7023 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 2 & RESUB LOT 139
Legal Lot Number	44
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

7023 Springwater St is owned and occupied by two individuals who bought it in April 2026.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7023 SPRINGWATER ST, SMYRNA, TN 37167-1068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jun 3, 2021	Special Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO
Sep 16, 2020	Warranty Deed, Transfer SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Jun 3, 2021 · Amount on File
Deed Document Number	20262646864
Deed Book / Page	2639 / 3004
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Apr 29, 2026
Property Address	7023 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	0002646864
Book / Page	2639 / 3004
Instrument Date	Apr 28, 2026
Instrument	2026.2646864
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	RHYTHM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291,859.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7023 SPRINGWATER ST, SMYRNA, TN 37167-1068

Mortgage

Document Number	0000046865,
Date	Apr 29, 2026
Instrument	2026.46865

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Apr 29, 2026
Property Address	7023 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	0026393004
Book / Page	2639 / 3004
Instrument Date	Apr 28, 2026
Instrument	20262646864
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	RHYTHM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291,859.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7023 SPRINGWATER ST, SMYRNA, TN 37167-1068

Mortgage

Document Number	0000046865,
Date	Apr 29, 2026
Instrument	202646865

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 3, 2021
Property Address	7023 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	20903297
Book / Page	2090 / 3297
Map Reference	MB 43 PG 250
Instrument Date	Jun 3, 2021
Instrument	2366531
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,219.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7023 SPRINGWATER ST, SMYRNA, TN 37167-1068

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 16, 2020
Property Address	7023 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB19631082
Book / Page	001963 / 001082
Instrument Date	Sep 16, 2020
Instrument	2304213
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Tax	$710.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1718 GENERAL GEORGE PATTON DR #B BRENTWOOD TN 370277901, B, BRENTWOOD, TN 37027-7901
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7023 Springwater St was $2,819.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,650 (+27.53%) Land $55,000 Building $136,650	$766,600 Land $220,000 Building $546,600
2025	$2,819.00	$150,275 Land $23,750 Building $126,525
2023	$2,819.00	$150,275 Land $23,750 Building $126,525	$601,100 (-) Land $95,000 Building $506,100
2022			$601,100 Land $95,000 Building $506,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7023 Springwater St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7023 Springwater St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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