7020 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7020 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	3,048 sqft · built 2020
Lot Size	0.267 acres (11,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,100 (Jun 2021)
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Jun 2021 Sale Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072A-B-026.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-B-026.00-000`
Alternative APNs	`072A B 02600` `R0124655`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	3,048 sqft Living Area
1st Floor Area	1,957 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	11,611 sqft (0.267 acres)
Lot Dimensions	136 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	794 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0124655
Street Address	7020 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 2 & RESUB LOT 139
Legal Lot Number	90
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7020 SPRINGWATER ST, SMYRNA, TN 37167-1067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer NOT AVAILABLE, REGAL TITLE LLC
Aug 5, 2020	Warranty Deed, Transfer · Line of Credit WILSON BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	20212365995
Deed Book / Page	2089 / 3012
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 2, 2021
Property Address	7020 SPRINGWATER ST, SMYRNA, TN 37167-1067
Document Number	20893012
Book / Page	2089 / 3012
Instrument Date	May 28, 2021
Instrument	2365995
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	NOT AVAILABLE, REGAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,828.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7020 SPRINGWATER ST, SMYRNA, TN 37167-1067

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 5, 2020
Property Address	7020 SPRINGWATER ST, SMYRNA, TN 37167-1067
Document Number	0019423311
Book / Page	1942 / 3311
Map Reference	MB 43 PG 250
Instrument Date	Jul 31, 2020
Instrument	2293967
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	SOLOMON PARKS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$331.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 SHADOWBROOK DR, SMYRNA, TN 37167-5115

Mortgage

Document Number	0019423314
Date	Aug 5, 2020
Instrument	1942/3314

Lender

Name	WILSON BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,375 (+28.34%) Land $55,000 Building $131,375	$745,500 (+28.34%) Land $220,000 Building $525,500
2025	$2,725.00	$145,225 (-) Land $23,750 Building $121,475
2023		$145,225 Land $23,750 Building $121,475	$580,900 (-) Land $95,000 Building $485,900
2022			$580,900 Land $95,000 Building $485,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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