6981 Armstrong Rd, Howell, MI 48855 Property Records

Livingston County property record for 6981 Armstrong Rd, Howell, MI 48855 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2005
Square Footage	3,124 sqft Living Area
Lot Size	638,590 sqft (14.6 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2010)
Tax Bill	$8,203.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-14-200-012`
Alternative APN	`470714200012`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,124 sqft Living Area
1st Floor	2,226 sqft 1st Floor
Basement Area	2,226 sqft Basement
Unfinished Basement	2,226 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	638,590 sqft (14.6 acres)
Parking Spaces	8 Parking Spaces
Garage Area	2,376 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	6981 ARMSTRONG RD
City	HOWELL
State	MI
Zip	48855-9008
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 14, T3N, R5E, PART OF NE 1/4 COM AT E 1/4 CORNER OF SEC 14, TH S88*17'33"W 330.03' ON THE E/W 1/4 LN OF SEC FOR POB TH N
Legal Range	05E
Legal Township	03N
Legal Section	14
Legal Tract	712100
Jurisdiction	LIVINGSTON MI
Minor Civil Division	OCEOLA
Census Blockgroup	2
Census Block	2018
Census Tract	712102

Owner

Source: Livingston County records · APN 07-14-200-012

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6981 ARMSTRONG RD, HOWELL, MI 48855-9008
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 21, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 25, 2019	Deed of Trust, Mortgage · Stand Alone Refinance JPMORGAN CHASE BANK NA
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTRE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2010 · Amount on Record
Deed Sale	Jun 21, 2010 · Amount on Record
Prior Sale	Nov 09, 2004 · Amount on Record
Deed Doc Number	201017772
Record Refreshed	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6981 ARMSTRONG RD, HOWELL, MI 48855-9008
Transaction Type	Mortgage
Record Updated	Apr 08, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6981 ARMSTRONG RD, HOWELL, MI 48855-9008

Mortgage

Document Number	0000004450
Date	Mar 21, 2024
Instrument	2024R-004450

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2039

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6981 ARMSTRONG RD, HOWELL, MI 48855-9008
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015413
Date	May 21, 2020
Instrument	2020R-015413

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6981 ARMSTRONG RD, HOWELL, MI 48855-9008
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032995
Date	Nov 25, 2019
Instrument	2019R-032995

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6981 ARMSTRONG RD, HOWELL, MI 48855-9008
Document Number	0000002198
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	6981 ARMSTRONG RD HOWELL MI 488559008, HOWELL, MI 48855-9008

Mortgage

Document Number	0000002198
Date	Jan 28, 2019
Instrument	2198

Lender

Name	MORTGAGE CENTRE
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Hartland Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,200 (+19.99%)	$900,400 (+19.99%)
2025	$8,203.00 (+33.64%)
2023		$375,200
2021			$750,400
2019	$6,138.00

Flood & Wildfire

6981 Armstrong Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Livingston County (26093C), updated September 17, 2008

FEMA Flood Zone	Zone AE regulatory floodway (1% zone; no fill or obstruction)
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 15th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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