5345 Kessler Frederick Rd, Troy, OH 45373 Property Records

Miami County property record for 5345 Kessler Frederick Rd, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,048 sqft · built 1970
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on Record
Last Sale$456,000 (Nov 2025)
Tax Bill$3,934 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2025 Sale
Flood ZoneZone X (minimal risk)
APNL32-019620

Property Details

APN / Parcel Number

Primary APNL32-019620
Alternative APNs
  • 060523.1-01-025-00
  • L32UN023C02400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,048 sqft Living Area
1st Floor Area2,800 sqft
Upper Floors Area648 sqft
Basement Area600 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area218,236 sqft (5.01 acres)
Garage TypeMixed
Garage Area1,320 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area432 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5345 KESSLER FREDERICK RD
CityTROY
StateOH
Zip45373-9551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-6-23 PT NE PT NE
Legal Range05
Legal Township06
Legal Section23
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group4
Census Block4025
Census Tract340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5345 KESSLER FREDERICK RD, TROY, OH 45373-9551
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Line of Credit
THE FIRST CTRL NATL BANK OF SAINT PARIS
Nov 18, 2025Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleMay 1, 1985 · Amount on Record
Deed Document Number202513344
Prior Transfer DateSep 23, 2024
Prior Transfer Doc0000011986
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address5345 KESSLER FREDERICK RD, TROY, OH 45373-9551
Transaction TypeMortgage
Record UpdatedJan 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014865
DateDec 23, 2025
Instrument2025OR-14865
Lender
NameTHE FIRST CTRL NATL BANK OF SAINT PARIS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionMIAMI OH
Recording DateNov 18, 2025
Property Address5345 KESSLER FREDERICK RD, TROY, OH 45373-9551
Document Number0000013344
Map ReferenceVOL 21 PG 177
Instrument DateNov 14, 2025
Instrument2025OR-13344
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5345 KESSLER FREDERICK RD, TROY, OH 45373-9551

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
Unified School DistrictMilton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,934.00 (-0.03%) Homeowner's exemption$151,410 (+23.45%) Land $27,370 Building $124,040$432,600 (+23.46%) Land $78,200 Building $354,400
2024$3,935.00 (+1.89%) Homeowner's exemption$122,650 (-) Land $24,890 Building $97,760
2023$3,862.00 (-3.88%) Homeowner's exemption$122,650 (-) Land $24,890 Building $97,760$350,400 (-) Land $71,100 Building $279,300
2022$4,018.00 Homeowner's exemption$122,650 Land $24,890 Building $97,760$350,400 Land $71,100 Building $279,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980–2007)
Most Recent ClaimMar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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