St. Louis County property record for 5343 Splitrail Dr, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,138 sqft · built 1992 |
| Lot Size | 3.68 acres (160,585 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (May 2019) |
| Tax Bill | $8,372 (2026) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Dec 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0069-00040 |
| Primary APN | 395-0069-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,138 sqft Gross Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 160,585 sqft (3.68 acres) |
| Garage Area | 528 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 436 sqft |
| Deck Area | 156 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1070579 |
|---|---|
| Street Address | 5343 SPLITRAIL DR |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0004 BLOCK:001 SERIAL # |
| Legal Subdivision | FOXLAND ACRES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10302 |
Source: St. Louis County records · APN 395-0069-00040
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5343 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTRICITY CU |
| Dec 27, 2018 | Loan Modification, Mortgage FRANDSEN BK&TR |
| Dec 11, 2017 | Warranty Deed, Construction Loan · Line of Credit FRANDSEN BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 20191010487 |
| Prior Transfer Date | Jul 27, 2012 |
| Prior Transfer Doc | 0000918657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 17, 2019 |
| Property Address | 5343 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 00T1010487 |
| Instrument Date | May 14, 2019 |
| Instrument | T1010487 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5343 SPLITRAIL DR HERMANTOWN MN 558113675, HERMANTOWN, MN 55811-3675 |
| Document Number | T1010488 |
|---|---|
| Date | May 17, 2019 |
| Instrument | T1010488 |
| Name | CENTRICITY CU |
|---|---|
| Address | HERMANTOWN, MN 55811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5343 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 00T1006965 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5343 SPLITRAIL DR HERMANTOWN MN 558113675, HERMANTOWN, MN 55811-3675 |
| Document Number | 00T1006965 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | T1006965 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Term | 12 Months |
|---|---|
| Due | Jan 14, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 11, 2017 |
| Property Address | 5343 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 000T993050 |
| Instrument Date | Dec 08, 2017 |
| Instrument | T993050 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 03, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5326 SPLITRAIL DR HERMANTOWN MN 558113674, HERMANTOWN, MN 55811-3674 |
| Document Number | T993051 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | T993051 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 10, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,372.00 (+5.04%) Homeowner's exemption | ||
| 2025 | $7,970.00 (+11.91%) Homeowner's exemption | $591,800 (+4.48%) Land $89,600 Building $502,200 | $591,800 (+4.48%) Land $89,600 Building $502,200 |
| 2024 | $7,122.00 | $566,400 (+19.75%) Land $85,300 Building $481,100 | $566,400 (+19.75%) Land $85,300 Building $481,100 |
| 2022 | $473,000 Land $75,200 Building $397,800 | $473,000 Land $75,200 Building $397,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 31 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1690043, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Hermantown serves 7,215 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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