St. Louis County property record for 5317 Splitrail Dr, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,138 sqft · built 1989 |
| Lot Size | 2.53 acres (110,323 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Oct 2021) |
| Tax Bill | $5,654 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0069-00020 |
| Primary APN | 395-0069-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Gross Area |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 110,323 sqft (2.53 acres) |
| Garage Area | 604 sqft |
| Deck Area | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 32570 |
|---|---|
| Street Address | 5317 SPLITRAIL DR |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BLOCK 1, EXCEPT THAT PART OF LOT 2,BLOCK 1, DESCRIBED AS FOLLOWS: COMMENCING ATTHE SOUTHWEST CORNER OF SAID LOT 2; |
| Legal Subdivision | FOXLAND ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10302 |
Source: St. Louis County records · APN 395-0069-00020
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5317 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage HIWAY CU |
| Oct 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 20211048860 |
| Prior Transfer Date | Oct 04, 2021 |
| Prior Transfer Doc | 0001048117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 29, 2021 |
| Property Address | 5317 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 0001048860 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 1048860 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5321 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 0001048861 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 1048861 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 12, 2021 |
| Property Address | 5317 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 0001048117 |
| Instrument Date | Oct 04, 2021 |
| Instrument | 1048117 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5321 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,654.00 (+2.39%) Homeowner's exemption | ||
| 2025 | $5,522.00 (+6.4%) Homeowner's exemption | $346,000 (+2.95%) Land $67,400 Building $278,600 | $346,000 (+2.95%) Land $67,400 Building $278,600 |
| 2024 | $5,190.00 | $336,100 (+23.2%) Land $64,300 Building $271,800 | $336,100 (+23.2%) Land $64,300 Building $271,800 |
| 2022 | $272,800 Land $56,500 Building $216,300 | $272,800 Land $56,500 Building $216,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 31 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Hermantown serves 7,215 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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