St. Louis County property record for 5316 Splitrail Dr, Hermantown, MN 55811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 1989 |
| Lot Size | 3.18 acres (138,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2009) |
| Tax Bill | $7,024 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0069-00080 |
| Primary APN | 395-0069-00080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Gross Area |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 806 sqft |
| Finished Basement | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 138,628 sqft (3.18 acres) |
| Garage Area | 784 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Deck Area | 192 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 886035 |
|---|---|
| Street Address | 5316 SPLITRAIL DR |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-3674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0004 BLOCK:002 SERIAL # |
| Legal Subdivision | FOXLAND ACRES |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10302 |
Source: St. Louis County records · APN 395-0069-00080
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5316 SPLITRAIL DR, HERMANTOWN, MN 55811-3674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2009 · Amount on Record |
| Deed Sale | Jul 09, 2009 · Amount on Record |
| Prior Sale | May 29, 2007 · Amount on Record |
| Deed Document Number | 2009871402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5316 SPLITRAIL DR, HERMANTOWN, MN 55811-3674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0001052122 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 1052122 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5316 SPLITRAIL DR, HERMANTOWN, MN 55811-3674 |
| Document Number | 00T1027060 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5316 SPLITRAIL DR HERMANTOWN MN 558113674, HERMANTOWN, MN 55811-3674 |
| Document Number | 00T1027060 |
|---|---|
| Date | Aug 07, 2020 |
| Instrument | T1027060 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 06, 2040 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,024.00 (+7.4%) Homeowner's exemption | ||
| 2025 | $6,540.00 (+6.86%) Homeowner's exemption | $439,500 (+8.38%) Land $72,900 Building $366,600 | $439,500 (+8.38%) Land $72,900 Building $366,600 |
| 2024 | $6,120.00 | $405,500 (+18.22%) Land $69,600 Building $335,900 | $405,500 (+18.22%) Land $69,600 Building $335,900 |
| 2022 | $343,000 Land $61,000 Building $282,000 | $343,000 Land $61,000 Building $282,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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