St. Louis County property record for 5321 Splitrail Dr, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,418 sqft · built 1988 |
| Lot Size | 2.96 acres (128,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Oct 2021) |
| Tax Bill | $8,862 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0069-00030 |
| Primary APN | 395-0069-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Gross Area |
| 1st Floor Area | 1,522 sqft |
| Basement Area | 1,195 sqft |
| Finished Basement | 1,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 128,998 sqft (2.96 acres) |
| Garage Area | 1,564 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 389 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1119823 |
|---|---|
| Street Address | 5321 SPLITRAIL DR |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, BLOCK 1, EXCEPT THE EASTERLY 11.50FEET OF NORTHERLY 318.00 FEET THEREOF. SERIAL # |
| Legal Subdivision | FOXLAND ACRES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5321 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage HIWAY CU |
| Oct 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 20211048860 |
| Prior Transfer Date | Oct 4, 2021 |
| Prior Transfer Doc | 0001048317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 29, 2021 |
| Property Address | 5321 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 0001048860 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 1048860 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5321 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 0001048861 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 1048861 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 15, 2021 |
| Property Address | 5321 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 0001048317 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 1048317 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5317 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,862.00 (+1.98%) Homeowner's exemption | ||
| 2025 | $8,690.00 (+6.34%) Homeowner's exemption | $554,800 (+2.17%) Land $80,000 Building $474,800 | $554,800 (+2.17%) Land $80,000 Building $474,800 |
| 2024 | $8,172.00 | $543,000 (+19.58%) Land $75,800 Building $467,200 | $543,000 (+19.58%) Land $75,800 Building $467,200 |
| 2022 | $454,100 Land $67,100 Building $387,000 | $454,100 Land $67,100 Building $387,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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