St. Louis County property record for 5305 Splitrail Dr, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,540 sqft · built 1890 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,758 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0010-05767 |
| Primary APN | 395-0010-05767 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Gross Area |
| 1st Floor Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1027399 |
|---|---|
| Street Address | 5305 SPLITRAIL DR |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 147.42 FT OF E1/2 OF NE1/4 OF NE1/4 OFSE1/4 EX E 165.46 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 50N |
| Legal Section | 21 |
| Legal Subdivision | HERMANTOWN CITY OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5305 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Jun 30, 2017 | Loan Modification, Mortgage · Line of Credit DULUTH TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2016 |
| Transfer Doc | 0000969270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5305 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 00T1035467 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 5305 SPLITRAIL DR HERMANTOWN MN 558113675, HERMANTOWN, MN 55811-3675 |
| Document Number | 00T1035467 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | T1035467 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5305 SPLITRAIL DR, HERMANTOWN, MN 55811-3675 |
| Document Number | 000T987064 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2017 |
| Name | Verified Name |
|---|---|
| Address | 5305 SPLITRAIL DR HERMANTOWN MN 55811, HERMANTOWN, MN 55811 |
| Document Number | 000T987064 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | T987064 |
| Name | DULUTH TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 10, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,758.00 (+11.25%) Homeowner's exemption | ||
| 2025 | $3,378.00 (+7.44%) Homeowner's exemption | $292,700 (+9.95%) Land $47,500 Building $245,200 | $292,700 (+9.95%) Land $47,500 Building $245,200 |
| 2024 | $3,144.00 | $266,200 (+23.35%) Land $45,100 Building $221,100 | $266,200 (+23.35%) Land $45,100 Building $221,100 |
| 2022 | $215,800 Land $39,800 Building $176,000 | $215,800 Land $39,800 Building $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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