5306 Splitrail Dr, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 5306 Splitrail Dr, Hermantown, MN 55811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,265 sqft · built 1992
Lot Size	2.74 acres (119,496 sqft)
Owner	2 Company Names on File
Last Sale	$3,000 (Jul 2025)
Tax Bill	$10,492 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`395-0069-00060`

Property Details

APN / Parcel Number

Primary APN	`395-0069-00060`
Alternative APNs	`1092109` `1185048`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,265 sqft Gross Area
1st Floor Area	1,848 sqft
Basement Area	1,337 sqft
Finished Basement	1,337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Lot Area	119,496 sqft (2.74 acres)
Garage Area	630 sqft

Exterior Amenities

Porch	Slab
Porch Area	137 sqft
Deck Area	105 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1185048
Street Address	5306 SPLITRAIL DR
City	HERMANTOWN
State	MN
Zip	55811-3674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0002 BLOCK:002 SERIAL #
Legal Subdivision	FOXLAND ACRES
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1004
Census Tract	10302

Owner

Source: St. Louis County records · APN 395-0069-00060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1168 GALVEZ DR, PACIFICA, CA 94044-4209
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC
Jul 09, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Jul 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Jul 09, 2020 · Amount on Record
Deed Document Number	20251092102
Prior Transfer Date	Jul 17, 2025
Prior Transfer Doc	0001092102
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5306 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001047530
Date	Sep 30, 2021
Instrument	1047530

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	GAINESVILLE, FL 32602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 09, 2020
Property Address	5306 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
Document Number	00T1025598
Instrument Date	Jul 02, 2020
Instrument	T1025598
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 SPLITRAIL DR HERMANTOWN MN 558113674, HERMANTOWN, MN 55811-3674

Mortgage

Document Number	T1025599
Date	Jul 09, 2020
Instrument	T1025599

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 10, 2020
Property Address	5306 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
Document Number	00A1384703
Instrument Date	Jun 25, 2020
Instrument	A1384703
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$906.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 E LONG LAKE DR EVELETH MN 557344144, EVELETH, MN 55734-4144

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,492.00 (+5.74%)
2025	$9,922.00 (+10.27%)	$718,300 (+5.25%) Land $83,500 Building $634,800	$718,300 (+5.25%) Land $83,500 Building $634,800
2024	$8,998.00	$682,500 (+23.11%) Land $79,500 Building $603,000	$682,500 (+23.11%) Land $79,500 Building $603,000
2022		$554,400 Land $70,100 Building $484,300	$554,400 Land $70,100 Building $484,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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