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5340 Splitrail Dr, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 5340 Splitrail Dr, Hermantown, MN 55811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 1,788 sqft · built 1986
Lot Size5.81 acres (253,178 sqft)
OwnerIndividual Name on File
Last Sale$279,000 (Apr 2003)
Tax Bill$9,136 (2026)
Deeds & MortgagesJun 2020 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN395-0069-00100

Property Details

APN / Parcel Number

Primary APN395-0069-00100
Alternative APN
  • 724243

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,788 sqft Gross Area
1st Floor Area1,788 sqft
Basement Area1,053 sqft
Finished Basement1,053 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Lot Area253,178 sqft (5.81 acres)
Garage Area3,000 sqft
Deck Area48 sqft
Storage Building64 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number724243
Street Address5340 SPLITRAIL DR
CityHERMANTOWN
StateMN
Zip55811-3674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0006 BLOCK:002 SERIAL #
Legal SubdivisionFOXLAND ACRES
Legal Block2
Legal Lot Number6
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group1
Census Block1004
Census Tract10302

Owner

Source: St. Louis County records · APN 395-0069-00100

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5340 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BK/CMRC
Jan 25, 2017Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2003 · Amount on Record
Deed SaleApr 29, 2003 · Amount on Record
Deed Document Number2003747591
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5340 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
Document Number00T1024465
Instrument DateJun 05, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyNORTH SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5340 SPLITRAIL DR HERMANTOWN MN 558113674, HERMANTOWN, MN 55811-3674

Mortgage

Document Number00T1024465
DateJun 12, 2020
InstrumentT1024465
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 11, 2035

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5340 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
Document Number000T981793
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5340 SPLITRAIL DR HERMANTOWN MN 558113674, HERMANTOWN, MN 55811-3674

Mortgage

Document Number000T981793
DateFeb 06, 2017
InstrumentT981793
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressSUPERIOR, WI 54880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 05, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$9,136.00 (+9.78%) Homeowner's exemption
2025$8,322.00 (+9.27%) Homeowner's exemption$571,500 (+9.59%) Land $78,100 Building $493,400$571,500 (+9.59%) Land $78,100 Building $493,400
2024$7,616.00$521,500 (+19.34%) Land $74,800 Building $446,700$521,500 (+19.34%) Land $74,800 Building $446,700
2022$437,000 Land $65,200 Building $371,800$437,000 Land $65,200 Building $371,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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