5326 Splitrail Dr, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 5326 Splitrail Dr, Hermantown, MN 55811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,128 sqft · built 1989
Lot Size3.49 acres (152,074 sqft)
OwnerIndividual Name on File
Last Sale$312,451 (Aug 2015)
Tax Bill$8,584 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN395-0069-00090

Property Details

APN / Parcel Number

Primary APN395-0069-00090
Alternative APN
  • 993856

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area2,128 sqft Gross Area
1st Floor Area1,616 sqft
Basement Area808 sqft
Finished Basement808 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Lot Area152,074 sqft (3.49 acres)
Garage Area1,748 sqft
Deck Area750 sqft
Storage Building80 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number993856
Street Address5326 SPLITRAIL DR
CityHERMANTOWN
StateMN
Zip55811-3674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0005 BLOCK:002 SERIAL #
Legal SubdivisionFOXLAND ACRES
Legal Block2
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group1
Census Block1004
Census Tract10302

Owner

Source: St. Louis County records · APN 395-0069-00090

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5326 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2024Deed of Trust, Mortgage · Line of Credit
FRANDSEN BANK & TRUST
Dec 23, 2016Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2015 · Amount on Record
Deed SaleAug 11, 2015 · Amount on Record
Deed Document Number2015960824
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5326 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
Transaction TypeMortgage
Record UpdatedMay 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001078178
DateApr 03, 2024
Instrument1078178
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5326 SPLITRAIL DR, HERMANTOWN, MN 55811-3674
Document Number000T981832
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5326 SPLITRAIL DR HERMANTOWN MN 558113674, HERMANTOWN, MN 55811-3674

Mortgage

Document Number000T981832
DateFeb 07, 2017
InstrumentT981832
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$8,584.00 (+16.35%) Homeowner's exemption
2025$7,378.00 (+11.69%) Homeowner's exemption$604,500 (+13.8%) Land $73,100 Building $531,400$604,500 (+13.8%) Land $73,100 Building $531,400
2024$6,606.00$531,200 (+16.88%) Land $69,800 Building $461,400$531,200 (+16.88%) Land $69,800 Building $461,400
2022$454,500 Land $61,200 Building $393,300$454,500 Land $61,200 Building $393,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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