455 Spence Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 455 Spence Dr, Salisbury, NC 28144 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,131 sqft Living Area
Lot Size49,223 sqft (1.13 acres)
GarageDetached, 280 sqft
OccupancyOwner Occupied
Last Sale$275,000 (2021)
Tax Bill$1,980.00 (2023)

Property Details

APN / Parcel Number

Primary APN321D262
Alternative APN
  • 6334087

Interior

Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,131 sqft Living Area
Gross Area2,132 sqft Gross Area
1st Floor1,232 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Lot Area49,223 sqft (1.13 acres)
Garage TypeDetached Garage
Garage Area280 sqft Garage
Porch1 Porch
Porch Area220 sqft Porch
Storage Building224 sqft Storage Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number6334087
Street Address455 SPENCE DR
CitySALISBURY
StateNC
Zip28144-9054
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL25 1.13AC
Legal SubdivisionLANDSDOWNE A PH 02
Legal Lot Number25
JurisdictionROWAN NC
Minor Civil DivisionFRANKLIN
Census Blockgroup1
Census Block1005
Census Tract51302

Owner

Source: Rowan County records · APN 321D262

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address455 SPENCE DR, SALISBURY, NC 28144-9054
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 06, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF NC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleDec 12, 2013 · Amount on Record
Deed Doc Number0001378443
Deed Book / Page1378 / 443
Record RefreshedJun 07, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJun 29, 2021
Property Address455 SPENCE DR, SALISBURY, NC 28144-9054
Document Number0013780443
Book / Page1378 / 443
Map ReferenceMB 9995 PG 2394
Instrument DateJun 29, 2021
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address77 LEAR DR, 77, COVENTRY, RI 02816-4016

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 SPENCE DR, SALISBURY, NC 28144-9054

Mortgage

Document Number1378444
DateJun 29, 2021
Instrument1378/444
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address455 SPENCE DR, SALISBURY, NC 28144-9054
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013620397
DateDec 07, 2020
Book Page1362/397
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address455 SPENCE DR, SALISBURY, NC 28144-9054
Document Number0012910346
Book / Page001291 / 000346
Instrument DateJun 06, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 SPENCE DR SALISBURY NC 281449054, SALISBURY, NC 28144-9054

Mortgage

Document Number0012910346
DateJun 12, 2017
Book Page001291/000346
Lender
NameBANK OF NC
TypeBank
AddressTHOMASVILLE, NC 27361-1148
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,980.00$297,841 Land $38,500 Building $259,341$297,841 Land $38,500 Building $259,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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